Property Type: Condo / ApartmentOwnership: StrataNEW LISTING

2044 Rivers Crossing

Highlands, BC V9B0S6

$1,649,900

5 bed4 bath5 parking3,479 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Style
Westcoast, Contemporary
Lot size
10,213 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$151/mo
Annual property tax
$5,876

Interior

Heating
Heat Pump, Natural gas, Other
Cooling / A/C
See Remarks
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave, Garburator, Oven - Built-In

Exterior & Lot

Lot features
Cul-de-sac, Park setting, Private setting, Other

Building

Parcel ID (PID)
029-738-725

Parking

Total spaces
5

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
BathroomLower level4-Piece
PatioLower level7'0 x 14'6
MediaLower level6'4 x 18'4
Recreation roomLower level9'6 x 16'3
BedroomLower level10'10 x 7'11
KitchenLower level10'9 x 6'1
Living room/Dining roomLower level9'8 x 16'7
Living roomLower level11'4 x 13'6
BalconySecond level5'0 x 15'11
BathroomSecond level4-Piece
BedroomSecond level10'9 x 12'3
BedroomSecond level11'9 x 11'11
EnsuiteSecond level5-Piece
Primary BedroomSecond level14'2 x 15'7
Laundry roomMain level5'10 x 15'11
BedroomMain level11'4 x 11'9
KitchenMain level14'1 x 16'3
Dining roomMain level11'1 x 14'7
Living roomMain level21'0 x 18'10
EntranceMain level19'1 x 6'9

Listing Information

MLS®
1048016
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 31, 2026

Listing provided by: Royal LePage Coast Capital - Oak Bay · Data source: CREA DDF.

Description

OPEN HOUSES SAT & SUN 1 - 2:30 PM. NEW PRICE! IMMEDIATE POSSESSION AVAILABLE. This custom-built Highlands home on Bear Mountain has 5 bedrooms & 4 bathrooms, which includes a 1-bed lower suite w/ its own laundry. The suite is perfect for in-laws, older children, or as a separate rental unit. The home is on a quiet cul-de-sac surrounded by trees, making it a peaceful & private oasis. Enjoy vaulted ceilings, a gourmet kitchen w/ high-end gas appliances, sage green cabinetry, quartz countertops, radiant heated floors in bathrooms, spacious driveway w/ a double garage & a laundry room w/ ample storage. The home has on-demand hot water, gas fireplace in the living room, built-in central vacuum, heat pump, etc. Spend summers outside on the expansive deck overlooking a Japanese inspired fountain in the backyard. The lower garage door opens to the beautifully crafted and cared for gardens. This 2016 built home is in excellent condition & the pride of ownership is evident throughout. Must see! (id:63159)

Values & Trends

This listing

$474/sqft

Building average

No other active listings in this building

Bear Mountain average

$601/sqft

74 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

14°C

Mainly Clear

Humidity 92%

Wind WSW 5 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

2,482

(2021 Census)

+11.6% since 2016

Density: 65.3/km²

Dwellings: 927

Median household income: $122,000

After-tax: $105,000

Immigrant population: 11.6%

Top countries of origin (% of total population)

  • United Kingdom3.4% · 85
  • United States of America1.6% · 40
  • Netherlands1.4% · 35
  • Korea, South1% · 25
  • Peru0.4% · 10
  • Ukraine0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lakewood ElementaryElementary1.6 km
Millstream ElementaryElementary2.3 km
Willway ElementaryElementary2.9 km
Spencer Middle SchoolMiddle2.9 km
Ruth King ElementaryElementary2.9 km
Belmont SecondaryElementary3.8 km
Savory ElementaryElementary4.1 km
David Cameron ElementaryElementary4.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Lift Poolside Bar & Grill671 m
  • Kuma Sushi · 2020 Country Club Way691 m

Cafes (1)

  • Lift Coffee and Juice Bar689 m

Parks (5+)

  • Muirfield Park173 m
  • Hannington Park191 m
  • Troon Park215 m
  • Spirit Ridge Park247 m
  • Hannington Stormwater Pond Park251 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($329,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,319,920.00
Periodic payment — Principal & Interest (monthly)$8,515.68
Additional monthly expenses (strata, tax, utilities, etc.)$814.67
Total monthly cost$9,330.34
Interest paid over 5-yr term$378,292.87
Balance at end of term$1,187,272.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$329,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,149.72

Cash Needed at Closing

Minimum down payment$329,980
Estimated BC PTT$30,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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