Property Type: Land / LotOwnership: Freehold

2046 Canyon-Lister Road

Lister, BC V0B1G4

$549,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
28.24 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,684.45

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10397692
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Creston) · Data source: CREA DDF.

Description

Discover the possibilities on this beautiful 28.24-acre parcel featuring AG2 zoning and expansive valley views and mountain views. This idyllic property offers a drilled well already in place, providing a solid start for your rural dream. With plenty of open space and agricultural zoning, the land is well suited for a variety of farming, hobby farm, or country living opportunities. Enjoy privacy, stunning scenery, and the freedom that comes with owning a large acreage property. (id:63159)

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle2.6 km
Canyon/Lister ElementaryElementary4.9 km
Yaqan Nukiy School(Independent)Elementary6.1 km
Erickson ElementaryElementary6.2 km
Kootenay River SecondarySecondary7.7 km
Adam Robertson ElementaryElementary8.7 km
Kootenay Valley Christian School(Independent)Elementary/Middle10.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$140.37
Total monthly cost$2,978.59
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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