Property Type: Land / LotOwnership: Freehold

Lot B Phillips Road

Creston, BC V0B1G2

$395,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Listing Information

MLS®
10375700
Listed
February 13, 2026
Time on market
On the market for 199 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

One of two beautiful 2.5-acre premium upland view lots available just south of Creston in the sought-after community of Lister. Set atop a hill, these level lots offer a peaceful, natural setting with panoramic views of the Creston Valley—Arrow Mountain to the north, the Skimmerhorns to the east, and open views to the south and west. Enjoy excellent sun exposure and stunning sunsets from your future dream home. Located just 5 km from Highway 21, you'll have quick access to both Creston’s downtown amenities and the U.S. border. Wells are already in place and septic testing has been completed, making the building process that much easier. Outdoor enthusiasts will love the nearby hiking and riding trails, golf course, rivers, and easy access to Kootenay Lake. This area is a haven for nature lovers, with world-class fishing, biking, and birdwatching right at your doorstep. Creston is also home to award-winning wineries, a microbrewery, vibrant local markets, and a welcoming small-town vibe. Whether you're building a full-time residence or a recreational retreat, these lots offer the perfect blend of tranquility, views, and lifestyle. (id:63159)

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Yaqan Nukiy School(Independent)Elementary2.4 km
Canyon/Lister ElementaryElementary3.1 km
Erickson ElementaryElementary3.2 km
Kootenay River SecondarySecondary3.7 km
Adam Robertson ElementaryElementary4.7 km
Kootenay Valley Christian School(Independent)Elementary/Middle6.0 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle6.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$316,000.00
Periodic payment — Principal & Interest (monthly)$2,038.72
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$2,038.72
Interest paid over 5-yr term$90,566.51
Balance at end of term$284,243.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,885.54

Cash Needed at Closing

Minimum down payment$19,750
Estimated BC PTT$5,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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