Property Type: Detached HouseOwnership: Freehold

2066 CAUGHLIN Road

Fruitvale, BC V0G1L1

$749,000

4 bed3 bath3 parking3,083 sqftBuilt 1947
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.05 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,753.49

Interior

Basement
Full
Heating
Forced air, Electric, See remarks
Fireplace
None
Flooring
Tile, Hardwood, Laminate

Exterior & Lot

Exterior features
Stucco
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, See Remarks

Room Dimensions

RoomLevelDimensions
Utility roomBasement10' x 30'
OtherBasement13'6'' x 16'4''
Full bathroomBasement8'0'' x 8'0''
Recreation roomBasement14'6'' x 21'4''
OtherSecond level9' x 11'
Primary BedroomSecond level12'0'' x 14'3''
BedroomSecond level16'0'' x 12'0''
Full bathroomSecond level''
FoyerMain level6'8'' x 7'6''
BedroomMain level10'0'' x 13'0''
BedroomMain level11'0'' x 15'0''
Full bathroomMain level''
SunroomMain level9'0'' x 15'
Dining roomMain level9'10'' x 14'0''
Living roomMain level14'0'' x 19'0''
KitchenMain level12'0'' x 19'9''

Listing Information

MLS®
10395822
Listed
August 2, 2026
Time on market
On the market for 29 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Kootenay Homes (2018) Ltd · Data source: CREA DDF.

Description

Space and Privacy! Everything about this property gives spacious energy. From the house layout to the 3 bay garage to the fenced yard and the acre of nature that includes a creek, you will find room for all your family’s hobbies. This house unfolds over three distinct floors. A full basement has laundry and mechanical, large family room, updated bath, well organized storage and a flex room with possibility to be converted to a 5th bedroom. On the main floor there is a large living room, charming dining room, light and bright kitchen with an island, 2 generous bedrooms and a full bath. The deck off the kitchen has built in seating and a gazebo shelter. Head up the heritage style stairs to the primary bedroom with attached office/walk-in closet, huge 4th bedroom and full bath complete with a clawfoot tub. Outside has a paved driveway & parking area, fenced areas including the raised bed gardens with cold frames and the children’s play yard, walking paths in the wooded area with berries, a tent site and creek frontage where you can splash, float and launch kayaks. It's your own private nature park. The 3 bay garage has nearly 1100 SF for workshop space, parking, lofted storage and an RV height door. There is so much on offer here it must be viewed to appreciate. (id:63159)

Values & Trends

This listing

$243/sqft

Building average

No other active listings in this building

Village of Fruitvale average

$227/sqft

13 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,958

(2021 Census)

+2% since 2016

Density: 725.2/km²

Dwellings: 881

Median household income: $83,000

After-tax: $73,500

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 45
  • Germany0.8% · 15
  • Mexico0.5% · 10
  • United States of America0.5% · 10
  • Italy0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary1.3 km
Glenmerry ElementaryElementary9.5 km
Kootenay Columbia SecondarySecondary11.7 km
J Lloyd Crowe SecondaryElementary11.9 km
St Michael's Elementary(Independent)Elementary12.2 km
James L Webster ElementaryElementary15.3 km
des Sept-sommetsElementary/Middle19.4 km
Rossland Summit SchoolElementary/Middle19.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (strata, tax, utilities, etc.)$383.46
Total monthly cost$4,249.29
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,375.83

Cash Needed at Closing

Minimum down payment$49,900
Estimated BC PTT$12,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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