Property Type: Detached HouseOwnership: Freehold

314 Webster Road

Fruitvale, BC V0G1L1

$899,000

3 bed2 bath2 parking2,298 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.92 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,875.19

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Insert

Exterior & Lot

View
Valley view, View (panoramic)
Waterfront
Waterfront on creek
Pool
Inground pool

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Carport, RV, See Remarks, Heated Garage

Room Dimensions

RoomLevelDimensions
FoyerLower level12' x 14'9''
Laundry roomLower level11'6'' x 14'
Family roomLower level12' x 14'9''
Full bathroomLower level
BedroomLower level12'8'' x 11'3''
BedroomMain level11'10'' x 11'8''
Full bathroomMain level
Primary BedroomMain level13' x 11'8''
Dining roomMain level8' x 13'4''
KitchenMain level20'6'' x 11'7''
Living roomMain level13'4'' x 15'

Listing Information

MLS®
10397555
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

Take me home, country road! Discover this piece of paradise! There are just about 5 acres to this property. It is located just minutes from downtown Fruitvale and the elementary school. So your family can enjoy country living all within minutes of all amenities. This home features 3 bedrooms and two bathrooms. There's a huge foyer just as you enter from the covered double carport..This leads to a nice-sized family room, a full bathroom, a bedroom, and a newly renovated dream kitchen. The kitchen leads off to a large, partially covered 37x12.5 deck. The deck overlooks and leads to the in-ground heated pool. There are plenty of equipment storage areas, with a double garage, a couple of lean-tos, a pool room, and hay storage. The yard is beautifully landscaped with garden areas, flower beds, and relaxing sitting areas; Most of the property is set up for all your animals with fenced-in areas and grass fields. There are two creeks on the property. Nine Mile Creek, that runs through the upper area in the spring and early summer, with nice pond areas. Then there's Kelly Creek at the bottom of the property, with wooded trails leading to a private sitting area. This home and property are perfect for family and entertaining. There's something for everyone. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Fruitvale Rural average

$375/sqft

2 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

18°C

Humidity 50%

Wind NNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,958

(2021 Census)

+2% since 2016

Density: 725.2/km²

Dwellings: 881

Median household income: $83,000

After-tax: $73,500

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 45
  • Germany0.8% · 15
  • Mexico0.5% · 10
  • United States of America0.5% · 10
  • Italy0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary1.4 km
Glenmerry ElementaryElementary9.6 km
Kootenay Columbia SecondarySecondary11.9 km
J Lloyd Crowe SecondaryElementary12.2 km
St Michael's Elementary(Independent)Elementary12.4 km
James L Webster ElementaryElementary15.5 km
des Sept-sommetsElementary/Middle19.5 km
Rossland Summit SchoolElementary/Middle19.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$437.93
Total monthly cost$5,077.97
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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