Property Type: Detached HouseOwnership: Freehold

2125 Montenegro Drive

Kelowna, BC V1P0B2

$1,349,000

4 bed4 bath7 parking2,863 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,811.29

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood

Exterior & Lot

Exterior features
Stone, Other
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomAdditional Accommodation10'8'' x 9'8''
Full bathroomAdditional Accommodation7'11'' x 6'3''
Laundry roomLower level7'3'' x 4'5''
Living roomAdditional Accommodation15'2'' x 10'5''
KitchenAdditional Accommodation11'2'' x 8'8''
Full bathroomLower level4'10'' x 9'4''
BedroomLower level12'3'' x 10'2''
Recreation roomLower level10'5'' x 12'11''
Family roomLower level14'5'' x 9'7''
BedroomMain level8'11'' x 10'10''
FoyerMain level17'3'' x 9'7''
Full bathroomMain level5'1'' x 8'5''
Full ensuite bathroomMain level10'11'' x 8'7''
Primary BedroomMain level13'0'' x 12'5''
Laundry roomMain level5'8'' x 12'2''
PantryMain level7'7'' x 5'3''
Living roomMain level18'5'' x 17'0''
Dining roomMain level9'3'' x 10'10''
KitchenMain level13'3'' x 10'3''

Listing Information

MLS®
10387399
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Brand new & thoughtfully designed, this 4-bedroom, 4-bathroom residence offers a rare opportunity to own a move-in ready home backing directly onto peaceful parkland in the family-friendly community of Kirschner Mountain. Complete with a self-contained suite featuring a separate entrance and dedicated laundry, the home offers excellent flexibility for extended family or future income potential. The thoughtful layout is ideal for a variety of lifestyles, equally suited to families wanting separation between living spaces, buyers with older children, or empty nesters seeking additional flexibility and suite income potential. Surrounded by walking trails, parks, and nature, yet just minutes to schools, amenities, and everyday convenience, the location offers an exceptional balance of lifestyle and practicality. The main level is bright, open, and beautifully finished with warm natural tones, oversized windows, and seamless indoor-outdoor flow. The kitchen was designed to impress with a large quartz island, ceiling-height cabinetry, gas range, walk-in pantry, and striking stone backsplash. The living room offers a welcoming focal point with a modern fireplace and easy access to the covered patio and backyard space. The primary suite is positioned for privacy and features a spacious walk-in closet and a beautifully appointed ensuite with dual vanities, a freestanding tub, and glass shower. A second bedroom and full bathroom complete the main level, offering flexibility for guests or a home office. The lower level adds incredible versatility with two additional bedrooms, generous living space, and the fully self-contained suite layout. Landscaping is scheduled for completion in the coming weeks, allowing buyers to enjoy a polished exterior finish without the wait. Complete with new home warranty coverage and quick possession available. (id:63159)

Values & Trends

This listing

$471/sqft

Building average

No other active listings in this building

Black Mountain average

$408/sqft

48 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Black Mountain ElementaryElementary812 m
Belgo Elementary SchoolElementary3.6 km
South Rutland ElementaryElementary3.7 km
Okanagan Christian School(Independent)K-123.7 km
Okanagan Montessori Elementary School(Independent)Elementary3.8 km
Quigley ElementaryElementary4.0 km
Rutland ElementaryElementary4.6 km
Rutland Senior SecondaryElementary4.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Gopher Creek Linear Park517 m
  • Unnamed603 m
  • Bella Vista Park736 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,079,200.00
Periodic payment — Principal & Interest (monthly)$6,962.63
Additional monthly expenses (strata, tax, utilities, etc.)$543.94
Total monthly cost$7,506.57
Interest paid over 5-yr term$309,301.82
Balance at end of term$970,743.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,528.25

Cash Needed at Closing

Minimum down payment$109,900
Estimated BC PTT$24,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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