1863 Cathy Avenue
Kelowna, BC V1P1L4
$995,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.24 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,814.13
Interior
- Heating
- Forced air, See remarks
- Cooling / A/C
- Heat Pump
- Fireplace
- None
- Flooring
- Laminate
Exterior & Lot
- Exterior features
- Vinyl siding
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 1 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Full bathroom | Basement | — |
| Utility room | Basement | 8'10'' x 11'7'' |
| Bedroom | Basement | 9'1'' x 12'10'' |
| Recreation room | Basement | 12'10'' x 24'0'' |
| 4pc Ensuite bath | Main level | 14'4'' x 5'1'' |
| 4pc Bathroom | Main level | 5'9'' x 10'6'' |
| Bedroom | Main level | 10'1'' x 11'1'' |
| Primary Bedroom | Main level | 10'4'' x 14'6'' |
| Living room | Main level | 13'5'' x 16'6'' |
| Dining room | Main level | 7'8'' x 10'10'' |
| Kitchen | Main level | 12'11'' x 10'10'' |
Listing Information
- MLS®
- 10395310
- Listed
- July 20, 2026
- Time on market
- On the market for 42 days
- Data last synced
- August 28, 2026
Listing provided by: Homelife Advantage Realty Ltd. · Data source: CREA DDF.
Description
Welcome to this beautifully updated 1,954 sq. ft. family home, perfectly situated on a spacious 10,454 sq. ft. lot in a desirable Rutland Bench neighbourhood. Thoughtfully renovated throughout, this home offers modern finishes while maintaining a warm and inviting feel. The bright, functional layout is ideal for both everyday living and entertaining, with comfortable living spaces and stylish updates throughout. Step outside to your own private backyard retreat featuring a relaxing hot tub, plenty of room for kids and pets to play, and endless space for gardening or outdoor gatherings. A standout feature is the impressive 24' x 24' detached workshop—perfect for mechanics, hobbyists, woodworkers, extra storage, or all your recreational toys. Whether you're looking for a move-in-ready family home, a property with exceptional workshop space, or a large lot with room to enjoy, this home checks all the boxes. Conveniently located close to schools, parks, shopping, and everyday amenities, this is a rare opportunity to own a beautifully updated home with the space and versatility you've been searching for. (id:63159)
Values & Trends
This listing
$509/sqft
Building average
—
No other active listings in this building
Black Mountain average
$407/sqft
48 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
Clear
Humidity 76%
Wind NNW 4 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
144,576
(2021 Census)
+13.5% since 2016
Density: 682.4/km²
Dwellings: 67,115
Median household income: $82,000
After-tax: $73,500
Immigrant population: 15.3%
Top countries of origin (% of total population)
- United Kingdom2.1% · 3,055
- India1.6% · 2,335
- Philippines1.1% · 1,620
- Germany1.1% · 1,540
- United States of America1% · 1,375
- China0.7% · 960
- Poland0.4% · 585
- South Africa, Republic of0.4% · 525
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Black Mountain Elementary | Elementary | 433 m |
| South Rutland Elementary | Elementary | 3.0 km |
| Belgo Elementary School | Elementary | 3.1 km |
| Okanagan Christian School(Independent) | K-12 | 3.5 km |
| Rutland Elementary | Elementary | 3.6 km |
| Rutland Senior Secondary | Elementary | 3.8 km |
| Quigley Elementary | Elementary | 3.8 km |
| Rutland Middle School | Middle | 4.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (3)
- Lund Park244 m
- Loseth Park436 m
- Gopher Creek Linear Park771 m
Nearby places data: © OpenStreetMap contributors.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.