Property Type: Detached HouseOwnership: Freehold

2128 Calais Rd

Duncan, BC V9L5V8

$965,000

5 bed2 bath6 parking2,200 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Lot size
1.12 acres
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,415.4

Interior

Heating
Baseboard heaters, Electric, Propane, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomLower level3-Piece
BedroomLower level
KitchenLower level
BedroomLower level13'5
Family roomLower level17'5 x 16'5
BathroomMain level4-Piece
Primary BedroomMain level
BedroomMain level11'5
BedroomMain level11'5
Dining roomMain level12'5
KitchenMain level
Living roomMain level

Listing Information

MLS®
1036917
Listed
May 15, 2026
Time on market
On the market for 109 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. This exceptional split-level residence boasts five bedrooms, two bathrooms, and is nestled on a serene and secluded 1.12-acre lot with meticulous landscaping. The main floor showcases a luminous living area with an expansive picture window, soaring vaulted wood plank ceiling, and a striking rock fireplace (gas insert up/wood burning down. Adjacent to the living space is a spacious dining area leading to a generous wrap-around covered deck, offering picturesque views of the fenced yard. The kitchen is equipped with ample white cabinetry, a charming tile backsplash, and stainless-steel appliances, including a gas range. The lower level features a sizable family room and a secondary kitchen, offering the potential for conversion into a two-bedroom suite. Conveniently located just five minutes from downtown Duncan, this property provides easy access to all amenities. New metal roof and gutters installed 2026. (id:63159)

Values & Trends

This listing

$439/sqft

Building average

No other active listings in this building

East Duncan average

$469/sqft

72 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alex AitkenElementary2.0 km
Maple Bay ElementaryElementary2.7 km
Alexander ElementaryElementary2.8 km
Queen of Angels School(Independent)Elementary/Middle2.8 km
Quamichan SchoolSecondary2.9 km
Duncan Christian School(Independent)K-123.2 km
Cowichan Open SchoolSecondary4.0 km
Cowichan Valley Open Learning Co-OpSecondary4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($71,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$772,000.00
Periodic payment — Principal & Interest (monthly)$4,980.68
Additional monthly expenses (strata, tax, utilities, etc.)$561.28
Total monthly cost$5,541.97
Interest paid over 5-yr term$221,257.42
Balance at end of term$694,416.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$71,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,870.70

Cash Needed at Closing

Minimum down payment$71,500
Estimated BC PTT$17,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$90,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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