Property Type: Detached HouseOwnership: Freehold

2280 Calais Rd

Duncan, BC V9L5V2

$988,000

5 bed3 bath3 parking2,821 sqftBuilt 1982
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
17,860 square feet
Zoning
Unknown

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,364.39

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Living roomLower level10'8 x 14'3
KitchenLower level14'3
Utility roomLower level5'0 x 8'3
StorageLower level10'6 x 28'4
BathroomAdditional AccommodationX
BedroomAdditional Accommodation14'8 x 11'6
BedroomAdditional Accommodation10'1 x 14'8
Living roomAdditional Accommodation14'3 x 21'8
BedroomMain level9'6 x 11'7
BedroomMain level12'11 x 10'7
EnsuiteMain level3-Piece
Primary BedroomMain level11'4 x 14'10
BathroomMain level4-Piece
Laundry roomMain level8'8 x 6'4
KitchenMain level8'6 x 11'5
Dining roomMain level13'2 x 11'4
Living roomMain level14'7 x 19'5

Listing Information

MLS®
1043496
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Beautifully renovated with multi-generational living in mind, this spacious 2,800+ sqft, 5-bedroom, 3-bathroom home offers flexibility, comfort, and long-term value. Set on a peaceful 0.41-acre lot just minutes from downtown Duncan, the location offers both privacy and convenience, just 2 minutes to Alex Aitken school and 7 minutes to the new hospital. Approximately $250,000 has been invested into thoughtful renovations including updated kitchens, bathrooms with in-floor heating in both baths upstairs, windows, flooring, paint, efficient heat pumps for both the main home and lower suite as well as natural gas fireplaces up and down and hot water on demand! The bright main living area is filled with natural light and features quality engineered hardwood flooring, creating a warm and functional space for everyday living. Downstairs, the fully self-contained 2-bedroom suite with separate access is ideal for extended family, aging parents, adult children, or mortgage support. Move-in ready and basically new with abundant built in storage and excellent flexibility throughout. (id:63159)

Values & Trends

This listing

$350/sqft

Building average

No other active listings in this building

East Duncan average

$471/sqft

72 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alex AitkenElementary1.7 km
Alexander ElementaryElementary2.6 km
Quamichan SchoolSecondary2.6 km
Queen of Angels School(Independent)Elementary/Middle3.0 km
Duncan Christian School(Independent)K-123.1 km
Maple Bay ElementaryElementary3.3 km
Drinkwater ElementaryElementary3.4 km
Cowichan Open SchoolSecondary3.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$790,400.00
Periodic payment — Principal & Interest (monthly)$5,099.39
Additional monthly expenses (strata, tax, utilities, etc.)$588.03
Total monthly cost$5,687.43
Interest paid over 5-yr term$226,530.91
Balance at end of term$710,967.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,800
Stress test qualifying rate8.09%
Payment you must qualify for$7,029.88

Cash Needed at Closing

Minimum down payment$73,800
Estimated BC PTT$17,760
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,060

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information