21825 Garnet Valley Road
Summerland, BC V0H1Z3
$1,200,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 40 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $2,951.74
Interior
- Fireplace
- None
Exterior & Lot
- View
- Mountain view, Valley view, View (panoramic)
Listing Information
- MLS®
- 10396194
- Listed
- July 29, 2026
- Time on market
- On the market for 33 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.
Description
40 ACRES of land that offers the perfect balance of privacy & proximity but just 5 minutes to town. Surrounded by nature & wildlife w/ incredible valley views! A long driveway provides easy access, extending almost all the way to the top of the property, where multiple stunning building site options. Extensive landscaping has already been completed, enhancing both the beauty & usability of the property. Enjoy exceptional privacy w/ Crown land bordering the north side, creating a more secluded setting to enjoy the surrounding landscape. Plus a desirable southern & western exposure, the land is bathed in sunlight throughout the day, making it ideal for gardening, solar power, or simply soaking in the serenity of country living while taking in breathtaking sunsets. Whether you're envisioning a custom dream home, a carriage home, or farm buildings to complement a rural lifestyle, this exceptional property offers possibilities (buyers are encouraged to complete their own due diligence regarding permitted uses & development potential). There is also potential for services to be brought to the land via a Statutory Right-of-Way on a neighbouring property (buyers are advised to seek independent professional advice & confirm servicing options with the District of Summerland). A private estate, recreational retreat, or long-term investment, this is a rare opportunity to create your ideal Okanagan lifestyle. By appointment only. Measurements approximate only - buyer to verify. (id:63159)
Location Insights
Weather
16°C
—
Humidity 59%
Wind W 8 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
12,042
(2021 Census)
+3.7% since 2016
Density: 162.6/km²
Dwellings: 5,426
Median household income: $82,000
After-tax: $74,000
Immigrant population: 12.2%
Top countries of origin (% of total population)
- United Kingdom3.3% · 395
- Germany1% · 125
- India0.9% · 110
- United States of America0.8% · 95
- Netherlands0.7% · 85
- Poland0.4% · 50
- Hungary0.3% · 40
- Philippines0.3% · 40
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Summerland Secondary | K-12 | 4.6 km |
| Summerland Montessori School(Independent) | Elementary | 5.1 km |
| Unisus Senior School(Independent) | Secondary | 7.1 km |
| Unisus Junior School(Independent) | Elementary | 7.1 km |
| Naramata Elementary | Elementary | 9.6 km |
| Trout Creek Elementary | Elementary | 9.7 km |
| Peachland Elementary | Elementary | 16.3 km |
| West Bench Elementary | Elementary | 16.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.