Property Type: Land / LotOwnership: Freehold

859 Languedoc Road

Naramata, BC V0H1N1

$1,150,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
3.79 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$887.28

Interior

Fireplace
None

Listing Information

MLS®
10394386
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Presenting a truly lovely acreage with sweeping lake views, in a private setting yet easily accessible and ready for building a new home. Currently in apples this is an organic orchard with fertile land which is ready for a variety of new crops. Come and soak up the lake view and rural setting, you will not be disappointed. If you are searching for a unique setting for a home on the Naramata Bench then look no further. (id:63159)

Location Insights

Weather

Nearest station: Summerland

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary1.7 km
Trout Creek ElementaryElementary5.1 km
Summerland SecondaryK-126.3 km
Summerland Montessori School(Independent)Elementary6.7 km
Unisus Junior School(Independent)Elementary7.0 km
Unisus Senior School(Independent)Secondary7.0 km
Uplands ElementaryElementary12.4 km
West Bench ElementaryElementary12.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$73.94
Total monthly cost$6,009.47
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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