Property Type: Detached HouseOwnership: Freehold

221 Prospect Drive

Princeton, BC V0X1W0

$699,000

3 bed2 bath1,567 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.73 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,594

Interior

Heating
Baseboard heaters, See remarks
Fireplace
Yes (2)
Fireplace type
Pellet, Stove
Flooring
Laminate

Exterior & Lot

Exterior features
Wood
View
Lake view
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
4pc BathroomLower level
4pc BathroomMain level
Primary BedroomMain level11'4'' x 11'10''
Family roomMain level16'4'' x 11'7''
FoyerMain level16'7'' x 11'7''
KitchenMain level15'3'' x 11'7''
BedroomLower level10'11'' x 11'7''
Living roomLower level20'4'' x 11'7''
BedroomLower level11'1'' x 11'1''
Utility roomLower level4'5'' x 7'9''

Listing Information

MLS®
10395347
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Points Realty · Data source: CREA DDF.

Description

Live the dream with this exceptional lakefront property on the peaceful and pristine Missezuka Lake, just minutes from the vibrant community of Princeton, BC. Nestled in the heart of nature, this stunning home features direct access to the lake and a spacious, open-concept design, making it the ultimate lakeside sanctuary. Designed for enjoyment in all seasons, the home offers year­ round living with features like 2 cozy fireplaces (WETT certified). 3 bedrooms, 2 full bathrooms, with many updates including deck, metal roof, new flooring and new kitchen appliances. (id:63159)

Values & Trends

This listing

$446/sqft

Building average

No other active listings in this building

Princeton average

$424/sqft

46 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 51%

Wind WNW 5 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

22°

Wednesday night

10°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

2,894

(2021 Census)

+2.3% since 2016

Density: 48.8/km²

Dwellings: 1,521

Median household income: $64,500

After-tax: $60,000

Immigrant population: 8.5%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 55
  • United States of America1% · 30
  • Germany0.9% · 25
  • Philippines0.9% · 25
  • Croatia0.3% · 10
  • India0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$294.17
Total monthly cost$3,901.94
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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