Property Type: Detached HouseOwnership: Freehold

4014 Summers Creek Road

Princeton, BC V0X1W0

$799,000

2 bed2 bath1,260 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.47 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,395.38

Interior

Heating
Baseboard heaters, Stove, Electric, Wood
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view, View of water

Building

Roof
Metal, Unknown

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
BedroomSecond level14'3'' x 12'
Primary BedroomSecond level14'3'' x 13'10''
Living roomMain level13'2'' x 17'
KitchenMain level11'10'' x 12'5''
4pc BathroomMain level
Family roomBasement13' x 16'8''
Laundry roomBasement8' x 7'
FoyerBasement8'2'' x 13'

Listing Information

MLS®
10364322
Listed
October 3, 2025
Time on market
On the market for 332 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

Lakefront Living at Its Best at this Missezula Lake Gem! Escape to your own private retreat on one of the most sought-after spots on the lake just 1 hour from Princeton. This charming 1,260 sq ft, 3-level lakefront cabin is a rare find—offering panoramic views, year-round comfort, and endless adventure right outside your door. Bright and welcoming, the main level features an open-concept kitchen filled with natural light, large windows, and sliding doors leading to a spacious upper deck overlooking the lake. The cozy living area with a wood stove is perfect for relaxing after a day on the water. Upstairs, you’ll find two spacious bedrooms with large built-ins, window seats, and even a sink in one room for added convenience. Downstairs, the fully finished basement boasts 9-foot ceilings, a sauna, full bath, and a large rec room (or 3rd bedroom) with glass doors opening to a lower covered deck with awesome views. Thoughtful touches like hardwood floors, beach rock entry, rounded interior doors add to the charm. The stairs and path lead down to your private dock and beach area where you will enjoy all the watersport fun, and awesome fishing for rainbow trout, kokanee and lake trout. This is a true 4-season getaway to enjoy summer fun, fall hunting, winter snowmobiling and ice fishing, and spring ATVing and hiking. With good year-round road maintenance and a community water system for just $1,000/year. Whether you’re seeking peace or play—this waterfront home has it all. (id:63159)

Values & Trends

This listing

$634/sqft

Building average

No other active listings in this building

Princeton Rural average

$512/sqft

22 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 51%

Wind WNW 5 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

22°

Wednesday night

10°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

2,894

(2021 Census)

+2.3% since 2016

Density: 48.8/km²

Dwellings: 1,521

Median household income: $64,500

After-tax: $60,000

Immigrant population: 8.5%

Top countries of origin (% of total population)

  • United Kingdom1.9% · 55
  • United States of America1% · 30
  • Germany0.9% · 25
  • Philippines0.9% · 25
  • Croatia0.3% · 10
  • India0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$262.62
Total monthly cost$4,386.52
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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