Property Type: Detached HouseOwnership: Freehold

221 Spar St

Sayward, BC V0P1R0

$390,000

3 bed2 bath1 parking1,948 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Lot size
10,018 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,622.5

Interior

Heating
Forced air, Wood, Other
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
1 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
StorageLower level9'3
Recreation roomLower level23'4
Primary BedroomMain level
Living roomMain level17'2
Laundry roomLower level8'10
KitchenMain level15'9
Dining roomMain level
BedroomMain level11'7
BedroomMain level
BathroomLower level2-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1039177
Listed
June 3, 2026
Time on market
On the market for 89 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CR) · Data source: CREA DDF.

Description

The sellers are motivated to move forward, making now a great time to explore this beautifully maintained 3 bedroom plus 2 dens, 2-bathroom home in Sayward, set on an oversized lot with stunning mountain and ocean views and mature gardens. Updates include a brand new diesel furnace, fresh paint, updated flooring, and renovated bathrooms. The kitchen, living, and dining areas flow together in an open layout, creating a bright and inviting space that takes in the surrounding views. The dining area opens onto a generous deck, perfect for morning coffee or evening BBQs overlooking the mountains. Downstairs, a cozy wood stove creates a warm place to unwind. With four bedrooms plus a den, there's plenty of space for family, guests, hobbies, or a home office. Outside, established landscaping creates a peaceful setting to enjoy the outdoors. Located in the heart of Sayward, you'll be surrounded by fishing, boating, hiking, kayaking, and endless outdoor adventure. (id:63159)

Values & Trends

This listing

$200/sqft

Building average

No other active listings in this building

Kelsey Bay/Sayward average

$414/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

334

(2021 Census)

+7.4% since 2016

Density: 75.2/km²

Dwellings: 182

Median household income: $55,200

After-tax: $52,800

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sayward Elem-Jr SecondaryElementary761 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed308 m

Nearby places data: © OpenStreetMap contributors.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$312,000.00
Periodic payment — Principal & Interest (monthly)$2,012.92
Additional monthly expenses (strata, tax, utilities, etc.)$398.88
Total monthly cost$2,411.79
Interest paid over 5-yr term$89,420.10
Balance at end of term$280,645.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,849.02

Cash Needed at Closing

Minimum down payment$19,500
Estimated BC PTT$5,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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