Property Type: Detached HouseOwnership: Freehold

540 MacMillan Dr

Sayward, BC V0P1R0

$380,000

4 bed3 bath3 parking1,790 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Lot size
6,970 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,954

Interior

Heating
Oil, Wood
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BathroomLower level6'11 x 5'6
Laundry roomLower level7'6 x 8'3
BedroomLower level11'3 x 15'9
Family roomLower level13'6 x 15'5
BathroomMain level5'3 x 7'7
EnsuiteMain level4'8 x 7'7
Primary BedroomMain level10'6 x 11'6
BedroomMain level10'6 x 11'5
BedroomMain level10'6 x 9'1
KitchenMain level9'3 x 10'6
Dining roomMain level10'6
Living roomMain level14'5 x 19'5

Listing Information

MLS®
1007949
Listed
July 21, 2025
Time on market
On the market for 406 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

verify measurements if important , new shower kit for ensuite in the box in the garage for new owner (id:63159)

Values & Trends

This listing

$212/sqft

Building average

No other active listings in this building

Kelsey Bay/Sayward average

$413/sqft

12 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

334

(2021 Census)

+7.4% since 2016

Density: 75.2/km²

Dwellings: 182

Median household income: $55,200

After-tax: $52,800

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sayward Elem-Jr SecondaryElementary401 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed258 m

Nearby places data: © OpenStreetMap contributors.

School district: Campbell River (SD72)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$304,000.00
Periodic payment — Principal & Interest (monthly)$1,961.30
Additional monthly expenses (strata, tax, utilities, etc.)$336.17
Total monthly cost$2,297.47
Interest paid over 5-yr term$87,127.27
Balance at end of term$273,448.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,775.96

Cash Needed at Closing

Minimum down payment$19,000
Estimated BC PTT$5,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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