Property Type: Land / LotOwnership: Freehold

2262 Naramata Road

Naramata, BC V0H1N1

$1,249,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
6.21 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,033.93

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10392031
Listed
June 26, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers South Okanagan · Data source: CREA DDF.

Description

Welcome to your blank canvas in paradise. Whether you envision a luxury modern estate surrounded by vineyards, a private family compound, or a peaceful orchard retreat, this acreage offers the space, privacy, and world-class views you’ve been waiting for. Situated in the heart of the highly desirable Naramata Bench region of the Okanagan Valley, British Columbia, this exceptional and expansive 6.21-acre parcel is perched to capture truly incredible, sweeping panoramic views of Okanagan Lake and the surrounding mountains, perfectly embodying the prestigious Okanagan lifestyle. You’re just a short cruise from the charming Naramata village, world-class wineries, Kettle Valley cycling trails, and pristine beaches, with Penticton just minutes away. This isn't just a piece of land; it's a legacy property waiting for its next chapter. This premium acreage comes equipped with power directly on site. Majority of the property is out of the ALR. Don’t let it pass you by! (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary3.7 km
Trout Creek ElementaryElementary3.7 km
Uplands ElementaryElementary7.2 km
Unisus Senior School(Independent)Secondary7.6 km
Unisus Junior School(Independent)Elementary7.6 km
Queens Park ElementaryElementary8.1 km
ConnectEd - Alternative ProgramsSecondary8.2 km
Penticton SecondarySecondary8.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($99,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$999,200.00
Periodic payment — Principal & Interest (monthly)$6,446.50
Additional monthly expenses (strata, tax, utilities, etc.)$169.49
Total monthly cost$6,615.99
Interest paid over 5-yr term$286,373.59
Balance at end of term$898,783.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$99,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,836.18

Cash Needed at Closing

Minimum down payment$99,900
Estimated BC PTT$22,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$124,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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