Property Type: Land / LotOwnership: Freehold

Lot 1 - 110 Benchlands Drive

Naramata, BC V0H1N1

$995,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.81 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,157.5

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View (panoramic)

Listing Information

MLS®
10365961
Listed
October 20, 2025
Time on market
On the market for 315 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers South Okanagan · Data source: CREA DDF.

Description

Introducing the newest gem in the heart of Okanagan wine country. VISTA Naramata is not a strata development. 15 of 41 lots remaining. Prime location capturing stunning panoramic view of Lake Okanagan. Lot 1 is a corner lot at the entrance to the development, a gently sloped site, triangular, .8 acre ready to build your Okanagan dream home. No time constraints to begin building. Craft your ideal design and choose your preferred builder. Alongside your main house, a secondary residence is permitted, ideal for guests or potential rentals. This secondary build can even be your initial construction. All main utilities and sewer at lot line, ensuring hassle-free connections. Just a short distance away, the KVR Trail, various hiking & biking routes, celebrated wineries, pristine beaches, charming coffee shops, and exquisite restaurants. Secure your slice of Naramata tranquil beauty today. All measurements are approximate. (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary2.2 km
Trout Creek ElementaryElementary4.9 km
Unisus Senior School(Independent)Secondary8.3 km
Unisus Junior School(Independent)Elementary8.3 km
Summerland SecondaryK-128.5 km
Summerland Montessori School(Independent)Elementary8.7 km
Uplands ElementaryElementary9.9 km
Queens Park ElementaryElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$796,000.00
Periodic payment — Principal & Interest (monthly)$5,135.52
Additional monthly expenses (strata, tax, utilities, etc.)$179.79
Total monthly cost$5,315.31
Interest paid over 5-yr term$228,135.89
Balance at end of term$716,004.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,078.32

Cash Needed at Closing

Minimum down payment$74,500
Estimated BC PTT$17,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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