Property Type: Land / LotOwnership: Freehold

2268 BLACK HAWK Drive

Sparwood, BC V0B2G2

$104,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.19 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$743

Interior

Heating
No heat
Fireplace
None

Listing Information

MLS®
2473658
Listed
October 12, 2023
Time on market
On the market for 1054 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Build Your Dream Home in Sparwood's Whiskey Jack Subdivision! Surrounded by luxurious new builds this lot offers 0.19 acres with a gentle slope, perfect for a walkout! Services at the lot line. Beautiful views and no timeframe to build! (id:63159)

Location Insights

Weather

Mainly Sunny

12°C

Mainly Sunny

Humidity 69%

Wind E 10 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

4,148

(2021 Census)

+9.6% since 2016

Density: 21.7/km²

Dwellings: 2,183

Median household income: $112,000

After-tax: $93,000

Immigrant population: 6.3%

Top countries of origin (% of total population)

  • United Kingdom0.8% · 35
  • United States of America0.6% · 25
  • Poland0.4% · 15
  • Philippines0.4% · 15
  • Germany0.2% · 10
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Frank J Mitchell ElementaryElementary2.6 km
Sparwood SecondaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$83,200.00
Periodic payment — Principal & Interest (monthly)$536.78
Additional monthly expenses (strata, tax, utilities, etc.)$61.92
Total monthly cost$598.69
Interest paid over 5-yr term$23,845.36
Balance at end of term$74,838.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,200
Stress test qualifying rate8.09%
Payment you must qualify for$759.74

Cash Needed at Closing

Minimum down payment$5,200
Estimated BC PTT$1,040
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,740

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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