Property Type: Land / LotOwnership: Freehold

2405 OSPREY Court

Sparwood, BC V0B2G2

$124,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.43 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,051

Interior

Fireplace
None

Listing Information

MLS®
10373869
Listed
January 26, 2026
Time on market
On the market for 217 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Fernie) · Data source: CREA DDF.

Description

Set at the end of a quiet cul-de-sac in Sparwood’s Whiskey Jack neighbourhood, this 0.427-acre pie-shaped lot offers space, privacy, and a setting that feels both tucked away and connected. With approximately 18,600 sq ft, there’s room to build thoughtfully — whether that means outdoor living space, generous setbacks, or simply breathing room between homes. The lot is zoned R1-A and fully serviced, with municipal water and sewer, natural gas, electricity, cable, and phone available at the lot line. The yard is already fenced, providing a head start on creating a secure outdoor space for kids, pets, gardens, or future landscaping plans — a practical detail that makes the transition from idea to build feel more approachable. No GST. Surrounded by well-kept custom homes, the setting reflects the quiet, established feel Whiskey Jack is known for. It’s peaceful and residential, yet closely connected to the mountain landscape, with trails and open space nearby for year-round recreation. Despite the sense of privacy, everyday essentials remain close. Schools, parks, the recreation centre, and town amenities are just minutes away, making this an easy place to settle in and stay awhile. Whether your vision is modern and light-filled or warm and mountain-inspired, this lot offers a solid foundation. Large, serviced, fenced lots in Whiskey Jack don’t come up often. This is a chance to build something that truly fits your life, in a neighbourhood where space and community still matter. (id:63159)

Location Insights

Weather

Mainly Sunny

8°C

Mainly Sunny

Humidity 86%

Wind NNE 5 km/h

Tonight

Tuesday

26°

Tuesday night

Wednesday

21°

Wednesday night

Thursday

18°

Source: Environment and Climate Change Canada.

Population

4,148

(2021 Census)

+9.6% since 2016

Density: 21.7/km²

Dwellings: 2,183

Median household income: $112,000

After-tax: $93,000

Immigrant population: 6.3%

Top countries of origin (% of total population)

  • United Kingdom0.8% · 35
  • United States of America0.6% · 25
  • Poland0.4% · 15
  • Philippines0.4% · 15
  • Germany0.2% · 10
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Frank J Mitchell ElementaryElementary2.5 km
Sparwood SecondaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Cypress Park698 m
  • Unnamed762 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$99,920.00
Periodic payment — Principal & Interest (monthly)$644.65
Additional monthly expenses (strata, tax, utilities, etc.)$87.58
Total monthly cost$732.23
Interest paid over 5-yr term$28,637.36
Balance at end of term$89,878.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,245
Stress test qualifying rate8.09%
Payment you must qualify for$912.42

Cash Needed at Closing

Minimum down payment$6,245
Estimated BC PTT$1,249
Legal / closing costs (typical estimate)$1,500
Total cash needed$8,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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