Property Type: Detached HouseOwnership: Freehold

2271 Francis Street

Vernon, BC V1B3B4

$1,049,000

3 bed3.5 bath27 parking2,244 sqftBuilt 1974
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.39 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,775.62

Interior

Heating
Forced air, See remarks
Cooling / A/C
Window air conditioner
Fireplace
None

Parking

Total spaces
27 — covered indicated
Features
Attached Garage, Carport

Room Dimensions

RoomLevelDimensions
KitchenAdditional Accommodation20'7'' x 7'7''
4pc BathroomMain level10' x 6'11''
Living roomMain level19'3'' x 13'6''
KitchenMain level11'6'' x 9'
FoyerMain level8'5'' x 5'
Dining roomMain level8'3'' x 7'3''
BedroomMain level12'2'' x 10'
2pc Ensuite bathMain level6'3'' x 3'2''
Primary BedroomMain level13'6'' x 12'
Utility roomLower level7'7'' x 4'
DenLower level11'6'' x 9'7''
FoyerLower level8' x 4'8''
Full bathroomAdditional Accommodation9'7'' x 7'
Living roomAdditional Accommodation29'4'' x 13'7''
Primary BedroomAdditional Accommodation12'2'' x 13'6''

Listing Information

MLS®
10394061
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Enjoy the best of country living on the edge of town! Situated on 2.39 acres of flat, usable land, this property offers endless potential for those seeking space, privacy, and room to grow. The home features a functional layout with a 2-bedroom, 1.5-bathroom main level, complete with its own laundry and a large open deck overlooking the property and the beautiful BX Hills. Downstairs, the self-contained 1-bedroom plus den suite includes its own laundry, private entrance, separate driveway, and carport—ideal for extended family, guests, or rental income. The acreage is currently in lawn, providing a blank canvas for your vision, whether it’s a hobby farm, gardens, a workshop, or additional outdoor living space. A small barn offers convenient storage and plenty of possibilities for future use. With excellent access from Francis Street and wide frontage, this property is both practical and inviting. The home is in good condition, and is ready for cosmetic updates, giving you the opportunity to add your own personal style and build equity. Bring your ideas and discover the incredible potential this unique property has to offer! (id:63159)

Values & Trends

This listing

$467/sqft

Building average

No other active listings in this building

South BX average

$476/sqft

5 active listing(s)

Parking: 27 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hillview ElementaryElementary431 m
Alternative Learning ProgramSecondary1.1 km
Vernon SecondaryElementary1.1 km
Silver Star ElementaryElementary1.4 km
St James(Independent)Elementary2.2 km
Ecole Beairsto ElementaryElementary2.3 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle2.4 km
Harwood ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed710 m
  • Unnamed785 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$343.30
Total monthly cost$5,757.54
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information