Property Type: Detached HouseOwnership: Freehold

2315 16TH Street

Lister, BC V0B1G2

$998,900

3 bed2 bath1 parking1,780 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
19.32 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,913.46

Interior

Heating
Baseboard heaters, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Metal, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Laundry roomMain level9'5'' x 4'9''
FoyerMain level7'6'' x 6'11''
DenMain level14'11'' x 9'4''
4pc Ensuite bathMain level
Primary BedroomMain level13'11'' x 14'7''
BedroomMain level13'0'' x 10'11''
BedroomMain level10'3'' x 14'8''
Living roomMain level19'7'' x 14'0''
Dining roomMain level7'8'' x 14'0''
KitchenMain level17'7'' x 14'0''

Listing Information

MLS®
10385645
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Set on nearly 20 private acres with breathtaking views of the Skimmerhorn Mountain range, this property offers a rare blend of space, functionality, and value. Priced below appraised value, it’s an opportunity that’s becoming harder to find. The 3-bedroom, 2-bath home is warm and inviting, featuring granite countertops, hardwood and tile flooring, and thoughtful updates throughout—making it move-in ready. Beyond the home, the property is fully equipped for a rural or equestrian lifestyle with fenced pastures, riding arena, horse shelter, tack room, four heated livestock waterers, and ample hay and equipment storage—so you’re not starting from scratch. The detached garage adds flexibility with a 12x12 walk-in cooler, workbenches, and a private guest suite with kitchenette and 3-piece bath—ideal for visitors or rental potential. A 40’ x 100’ quonset (built in 2022) with power and water offers exceptional space for storage, workshop, or business use. Located just minutes from Lister Park, the 18-hole Creston golf course, and access to approximately 300 acres of equestrian trails, this property combines privacy and convenience. This isn’t just a home—it’s a lifestyle opportunity with room to grow, explore, and make your own. (id:63159)

Values & Trends

This listing

$561/sqft

Building average

No other active listings in this building

Lister average

$379/sqft

6 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle4.1 km
Yaqan Nukiy School(Independent)Elementary4.7 km
Canyon/Lister ElementaryElementary6.4 km
Erickson ElementaryElementary7.0 km
Kootenay River SecondarySecondary7.4 km
Adam Robertson ElementaryElementary8.3 km
Kootenay Valley Christian School(Independent)Elementary/Middle9.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,890) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,120.00
Periodic payment — Principal & Interest (monthly)$5,155.65
Additional monthly expenses (strata, tax, utilities, etc.)$248.46
Total monthly cost$5,404.11
Interest paid over 5-yr term$229,030.09
Balance at end of term$718,811.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,890
Stress test qualifying rate8.09%
Payment you must qualify for$7,105.31

Cash Needed at Closing

Minimum down payment$74,890
Estimated BC PTT$17,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,368

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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