Property Type: Detached HouseOwnership: Freehold

3319 Lloyd Road

Canyon, BC V0B1C1

$1,075,000

4 bed3 bath2 parking2,259 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
19.85 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,164.64

Interior

Basement
Crawl space
Heating
Stove, Forced air, Electric, See remarks, Wood, Other
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level17'9'' x 11'10''
Dining roomMain level12' x 14'
Living roomMain level14'8'' x 16'3''
KitchenMain level8'9'' x 14'4''
BedroomMain level7' x 8'
BedroomMain level7' x 8'
Primary BedroomMain level14'10'' x 12'7''
Full bathroomMain level
Full bathroomMain level
Utility roomLower level6'4'' x 4'11''
OtherLower level6'1'' x 6'6''
OtherLower level6'6'' x 7'
OtherLower level3'1'' x 10'
OtherLower level8' x 16'1''
Living roomLower level7'7'' x 21'3''
Full bathroomLower level
BedroomLower level11' x 13'1''

Listing Information

MLS®
10391268
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Privacy, Space, and Beautiful Views!! Just under 20 acres with both Skimmerhorn and west-facing views, this private property offers a peaceful setting while taking full advantage of the surrounding scenery. Sitting atop a gentle rolling hill, the 4 bedroom, 3 bathroom home enjoys beautiful mountain views and sunsets year-round from the west-facing kitchen and living area. Outside, the property features manicured lawns, mature trees, established gardens, a garage, and a detached shop. Much of the acreage is currently in hay and is cut by a neighbouring farmer, helping keep the land maintained. The home is heated with a wood/electric furnace, offering flexibility and efficiency. Whether you're looking for space for animals, hobbies, or simply room to enjoy the outdoors, this property offers plenty of possibilities in a quiet, private setting. (id:63159)

Values & Trends

This listing

$476/sqft

Building average

No other active listings in this building

Creston average

$570/sqft

2 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Canyon/Lister ElementaryElementary2.6 km
Erickson ElementaryElementary4.0 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle5.0 km
Yaqan Nukiy School(Independent)Elementary5.7 km
Kootenay River SecondarySecondary6.1 km
Adam Robertson ElementaryElementary7.2 km
Kootenay Valley Christian School(Independent)Elementary/Middle8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($82,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$860,000.00
Periodic payment — Principal & Interest (monthly)$5,548.43
Additional monthly expenses (strata, tax, utilities, etc.)$376.72
Total monthly cost$5,925.15
Interest paid over 5-yr term$246,478.47
Balance at end of term$773,572.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$82,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,631.98

Cash Needed at Closing

Minimum down payment$82,500
Estimated BC PTT$19,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$103,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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