Property Type: Detached HouseOwnership: Freehold

23397 STELLA ROAD

Fraser Lake, BC V0J1S0

$550,000

3 bed1 bath960 sqftBuilt 1963
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
5.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,322.93 (2026)

Interior

Basement
Unfinished, Partial
Heating
Forced air, Electric, Wood
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, View of water
Waterfront
Waterfront

Building

Foundation
Unknown, Preserved Wood
Roof
Metal, Conventional

Parking

Features
Carport

Room Dimensions

RoomLevelDimensions
KitchenMain level
Dining roomMain level
Living roomMain level
Laundry roomMain level
Bedroom 2Main level
Primary BedroomAbove
Bedroom 3Above
Flex SpaceAbove

Listing Information

MLS®
R3151710
Listed
July 31, 2026
Time on market
On the market for 31 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Escape to your own private lakefront retreat! This 5.5 acre property boasts 225 feet of stunning sandy beach on beautiful Fraser Lake, offering exceptional privacy, breathtaking sunsets, and deep, crystal-clear water for swimming, paddle boarding, kayaking, watersports, and fishing. The yard is nicely landscaped and features flower beds and a garden area, while the treed acreage across Stella Road adds to the peaceful setting. The year-round 3 bedroom, 1 bathroom home includes a sundeck and gazebo with spectacular lake views and sunsets that will take your breath away. Complete with a drilled well, additional outbuildings for storage, and plenty of peace and privacy, this is the perfect place for your family getaway or year-round waterfront home. (id:63159)

Values & Trends

This listing

$573/sqft

Building average

No other active listings in this building

Fraser Lake average

$279/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mouse Mountain ElementaryElementary11.2 km
Fraser Lake Elem-SecondaryK-1211.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (strata, tax, utilities, etc.)$241.58
Total monthly cost$3,080.31
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,998.62

Cash Needed at Closing

Minimum down payment$30,000
Estimated BC PTT$9,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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