Property Type: Land / LotOwnership: FreeholdNEW LISTING

23512 HOWELLS ROAD

Topley, BC V0J2N0

$74,900

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Property Details

Property & Lot

Lot size
5.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$300.62 (2025)

Interior

Fireplace
None

Building

Parcel ID (PID)
005-321-506

Listing Information

MLS®
R3159706
Listed
August 28, 2026
Time on market
On the market for 3 days
Tax assessment year
2025
Data last synced
September 1, 2026

Listing provided by: RE/MAX Bulkley Valley · Data source: CREA DDF.

Description

Beautiful 5-acre lot offering privacy, a peaceful natural setting, and plenty of potential. The H1 zoning provides for a variety of residential and agricultural uses, offering potential for a small hobby farm. Build your dream home and enjoy the attractive treed setting, space, and freedom of country living, while still being within easy reach of local amenities. (id:63159)

Location Insights

Weather

Nearest station: Burns Lake

12°C

Humidity 92%

Wind ENE calm km/h

Tonight

Tuesday

16°

Tuesday night

Wednesday

18°

Wednesday night

10°

Thursday

21°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$59,920.00
Periodic payment — Principal & Interest (monthly)$386.58
Additional monthly expenses (strata, tax, utilities, etc.)$25.05
Total monthly cost$411.64
Interest paid over 5-yr term$17,173.24
Balance at end of term$53,898.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,745
Stress test qualifying rate8.09%
Payment you must qualify for$547.16

Cash Needed at Closing

Minimum down payment$3,745
Estimated BC PTT$749
Legal / closing costs (typical estimate)$1,500
Total cash needed$5,994

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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