Property Type: Land / LotOwnership: Freehold

LOT 15 HALE ROAD

Topley, BC V0J2Y0

$58,000

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Property Details

Property & Lot

Lot size
5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$302.87 (2026)

Interior

Fireplace
None

Listing Information

MLS®
R3131673
Listed
June 3, 2026
Time on market
On the market for 89 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Landquest Realty Corp (Northern) · Data source: CREA DDF.

Description

Fully treed 5.0-acre H-1 zoned property in the community of Tapley. Surrounded by forests, lakes, and expansive Crown land, the property provides direct access to fishing, hunting, ATVing, hiking, and wildlife viewing. Whether you're looking for a weekend retreat, a future homesite, or a basecamp for year-round adventures, this property offers a lovely setting with plenty of potential. Conveniently located between Houston and Burns Lake, you'll enjoy the benefits of rural living while remaining close to shopping, services, and amenities. Power is available at the road, and the property has direct road access just off highway 16. (id:63159)

Location Insights

Weather

Nearest station: Burns Lake

12°C

Humidity 92%

Wind ENE calm km/h

Tonight

Tuesday

16°

Tuesday night

Wednesday

18°

Wednesday night

10°

Thursday

21°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($2,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$46,400.00
Periodic payment — Principal & Interest (monthly)$299.36
Additional monthly expenses (strata, tax, utilities, etc.)$25.24
Total monthly cost$324.60
Interest paid over 5-yr term$13,298.37
Balance at end of term$41,736.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$2,900
Stress test qualifying rate8.09%
Payment you must qualify for$423.70

Cash Needed at Closing

Minimum down payment$2,900
Estimated BC PTT$580
Legal / closing costs (typical estimate)$1,500
Total cash needed$4,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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