Property Type: Detached HouseOwnership: Freehold

2383 Ruault Road

Windermere, BC V0A1K4

$1,200,000

4 bed2 bath4 parking3,107 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.44 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,800.19

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Wood
View
Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomBasement3'5'' x 10'0''
BedroomBasement14'1'' x 11'5''
BedroomBasement9'1'' x 14'4''
BedroomBasement8'8'' x 9'1''
Recreation roomBasement20'6'' x 19'10''
DenMain level8'0'' x 14'11''
Laundry roomMain level5'9'' x 7'7''
Primary BedroomMain level14'3'' x 11'7''
4pc BathroomMain level4'7'' x 8'1''
KitchenMain level10'3'' x 11'0''
Dining roomMain level10'7'' x 9'10''
Living roomMain level32'0'' x 20'4''

Listing Information

MLS®
10386847
Listed
May 11, 2026
Time on market
On the market for 112 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Welcome to your Lake Windermere retreat—where space, views, and potential come together in one incredible property. This 3,107 sq/ft home sits on a generous 0.44-acre lot, offering stunning mountain views, no backyard neighbors, and the kind of privacy and breathing room that’s hard to find. Just a short walk to the lake, you’ll enjoy easy access to everything that makes this area so special—whether it’s summer days on the water or peaceful evening strolls along the shoreline. Featuring 3 bedrooms and 2 bathrooms, this home has been cherished for years as a family cottage and is now ready for its next chapter. Inside, you’ll find warm wood floor-to-ceiling throughout, creating that classic mountain feel, along with a solid foundation and plenty of space to update, personalize, and truly make it your own. The property also includes a detached garage, adding convenience and extra storage for all your recreational gear. Properties like this—offering size, location, privacy, and potential—are a rare find around Lake Windermere. Whether you’re dreaming of a full-time residence, vacation getaway, or legacy family property, this is your chance to create something special and build lasting memories for years to come. (id:63159)

Values & Trends

This listing

$386/sqft

Building average

No other active listings in this building

Invermere Rural average

$529/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Windermere ElementaryElementary3.6 km
Eileen Madson Primary SchoolElementary8.4 km
David Thompson SecondarySecondary8.9 km
J Alfred Laird ElementaryElementary9.1 km
Open Doors Alternate EducationSecondary9.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$960,000.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (strata, tax, utilities, etc.)$471.68
Total monthly cost$6,665.28
Interest paid over 5-yr term$275,138.76
Balance at end of term$863,523.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$95,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,497.06

Cash Needed at Closing

Minimum down payment$95,000
Estimated BC PTT$22,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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