Property Type: Detached HouseOwnership: Freehold

2405 Lindsey Rd

Nanaimo, BC V9X1X3

$1,299,000

2 bed2 bath6 parking1,472 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Lot size
4.97 acres
Zoning
Residential

RR2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,017.7

Interior

Heating
Baseboard heaters, Electric, Propane
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Valley view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BedroomMain level
BathroomSecond level3-Piece
Primary BedroomSecond level
BathroomMain level4-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level
PorchMain level

Listing Information

MLS®
1037822
Listed
May 22, 2026
Time on market
On the market for 101 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation - The Neal Estate Group · Data source: CREA DDF.

Description

You have found your peaceful country retreat just 20 minutes from town. Not in the SPEC TAX zone! Set on nearly 5 acres with forested land bordering protected marsh, this custom Westcoast home sits high with stunning views of trees, valley, mountains, and southern skies. Featuring 2 beds, 2 baths, and an open-concept living area with a country-style kitchen, gas fireplace, and floor-to-ceiling 23’ windows. Beautiful wood floors crafted from bridge timbers add timeless charm. Enjoy panoramic views from the master soaker tub or host BBQs on the wraparound deck. The lower level with a separate entrance awaits your ideas. Outside, find a seasonal pond, fenced garden with raised beds and fruit trees, plus a private road with no through traffic. Explore further down the stairs to your nature sanctuary. Zoning may allow for a garage or second home (buyer to verify). Experience the beauty, privacy, and potential of this exceptional property. (id:63159)

Values & Trends

This listing

$882/sqft

Building average

No other active listings in this building

Cedar average

$698/sqft

30 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cedar SecondarySecondary1.8 km
Qwam Qwum Stuwixwulh Community SchoolElementary2.1 km
Cedar ElementaryElementary3.1 km
Chase River ElementaryElementary5.7 km
Gabriola ElementaryElementary5.8 km
Cinnabar Valley ElementaryElementary6.3 km
Fulford Community ElementaryElementary6.6 km
Park Avenue ElementaryElementary7.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$408.81
Total monthly cost$7,113.37
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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