Property Type: Detached HouseOwnership: Freehold

3171 Decourcy Dr

Nanaimo, BC V9G1E2

$1,450,000

3 bed2 bath6 parking1,448 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
House
Lot size
5 acres
Zoning
Residential

RU4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,751.81

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
PorchMain level9'7 x 50'7
PatioMain level9'2 x 55'1
BedroomMain level9'2 x 11'11
BedroomMain level13'3 x 13'3
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level12'6
Laundry roomMain level8'6 x 10'3
KitchenMain level13'5 x 11'2
Dining roomMain level12'5 x 12'5
Living roomMain level13'7 x 17'9

Listing Information

MLS®
1042188
Listed
July 3, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

HORSE LOVER OR HOBBY FARM – Your dream property in Yellow Point awaits! Ideal for equestrian enthusiasts and homesteaders alike, this sun-drenched, south-facing 5-acre property is fully fenced, cross-fenced, and gated for ultimate privacy and utility. At the heart of the estate is a bright, sunny, wheelchair-accessible 13-year-old rancher featuring 3 bedrooms, vaulted ceilings, an open kitchen, and a cozy pellet stove. The home is turn-key with excellent mechanical updates, including new appliances (dishwasher and washing machine), a 2-year-old hot water tank, and a septic system recently emptied in 2024. The equestrian and farm infrastructure is exceptional and well-maintained, supported by 2 wells. It features a 3-stall barn with dedicated hay storage and a heated tack room. The layout offers seamless, direct gated access flowing from the stalls to the paddocks and out to the fields. Additional farm perks include a chicken coop, a pig pen, a large workshop, and a greenhouse—with brand-new roofs recently installed on the barn, workshop, and greenhouse. Embrace sustainable island living with raised flower gardens and established fruit trees, including pear, apple, and plum. The current owner has had farm status to help minimize taxes, and the property has the potential to support a second home (buyer to verify with RDN). Best of all, you are just a 5-minute stroll to public beach access. Don't miss this rare opportunity! (id:63159)

Values & Trends

This listing

$1,001/sqft

Building average

No other active listings in this building

Cedar average

$694/sqft

30 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cedar ElementaryElementary4.3 km
North Oyster ElementaryElementary4.9 km
Cedar SecondarySecondary6.2 km
Qwam Qwum Stuwixwulh Community SchoolElementary7.0 km
Ladysmith IntermediateElementary9.5 km
Stz'uminus Senior Secondary(Independent)Secondary9.8 km
Ladysmith SecondarySecondary10.0 km
Cinnabar Valley ElementaryElementary10.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (strata, tax, utilities, etc.)$217.98
Total monthly cost$7,701.91
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$120,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,227.23

Cash Needed at Closing

Minimum down payment$120,000
Estimated BC PTT$27,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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