Property Type: Detached HouseOwnership: Freehold

2438 Loon Lake Road

Loon Lake, BC V0K1H1

$709,000

2 bed2 bath1,657 sqftBuilt 1954
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,622.29

Interior

Heating
Electric
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Hardwood

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Room Dimensions

RoomLevelDimensions
Dining roomSecondary Dwelling Unit6' x 10'
Laundry roomBasement9' x 13'
Primary BedroomBasement10' x 13'
3pc BathroomMain level
PantryMain level4'6'' x 8'
Mud roomMain level7'6'' x 9'
BedroomMain level7'6'' x 9'6''
BedroomSecondary Dwelling Unit7' x 9'6''
Primary BedroomSecondary Dwelling Unit9' x 9'
Living roomSecondary Dwelling Unit11' x 10'
KitchenSecondary Dwelling Unit8' x 9'
3pc BathroomBasement
StorageBasement5' x 9'
OtherBasement9'6'' x 19'
Full bathroomSecondary Dwelling Unit
Dining roomMain level10' x 19'
Living roomMain level11' x 18'6''
KitchenMain level9'6'' x 12'

Listing Information

MLS®
10367108
Listed
October 30, 2025
Time on market
On the market for 305 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Welcome to 2438 Loon Lake Road — a rare opportunity to own a slice of B.C.’s pristine lakefront featuring two charming homes with a combined 4 bedrooms and 3 bathrooms on a gently sloped 0.34-acre lot. Tucked among mature pines, the beautifully updated main residence is designed for relaxed lakeside living. The open-concept living area is wrapped in windows that flood the space with natural light and frame uninterrupted views of Loon Lake. Vaulted ceilings and warm wood floors create a rustic-modern feel, while the inviting kitchen blends cottage charm with functionality — complete with a large apron-front sink, butcher block counters, and white shaker cabinetry. Downstairs, the private primary suite is a tranquil escape featuring a large spa-inspired bathroom with heated tile flooring and direct access to the yard and lake. Just steps away, a fully detached, single-level guest cabin adds two additional bedrooms and a full bathroom, offering its own peaceful lake views. Ideal for guests, multi-generational families, or potential rental income. Outdoors, the magic continues. Roast marshmallows by the firepit, tie up your boat at the dock, and host friends with ease thanks to two full service RV hookups. With hunting, fishing, and ATVing at your fingertips, this is more than a home — it’s a lifestyle, a legacy, and a chance to create lasting memories at the lake. Call today to book your private viewing! (id:63159)

Values & Trends

This listing

$428/sqft

Building average

No other active listings in this building

Loon Lake average

$441/sqft

5 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Clinton

Cloudy

15°C

Cloudy

Humidity 60%

Wind ESE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
David Stoddart SchoolK-1222.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($45,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$567,200.00
Periodic payment — Principal & Interest (monthly)$3,659.38
Additional monthly expenses (strata, tax, utilities, etc.)$301.52
Total monthly cost$3,960.91
Interest paid over 5-yr term$162,561.15
Balance at end of term$510,198.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$45,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,099.01

Cash Needed at Closing

Minimum down payment$45,900
Estimated BC PTT$12,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$59,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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