Property Type: Detached HouseOwnership: Freehold

3070 Stevens Road

Cache Creek, BC V0K1H0

$749,000

3 bed2 bath1,550 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.55 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,156.1

Interior

Heating
Baseboard heaters, Electric
Fireplace
Yes (2)
Fireplace type
Free Standing Metal
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood, Other
View
Lake view, Mountain view, View of water

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport, RV, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomLower level
4pc BathroomMain level
OtherLower level7'6'' x 7'2''
Laundry roomLower level11'6'' x 17'2''
Family roomLower level14' x 11'6''
BedroomLower level16'4'' x 14'10''
Living roomMain level14'6'' x 14'4''
Dining nookMain level8'10'' x 6'6''
KitchenMain level8'5'' x 10'9''
BedroomMain level7'8'' x 11'3''
Primary BedroomMain level11' x 11'3''

Listing Information

MLS®
10394262
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Check out this rare find! Rustic 2 level cottage on over a 1/2 acre of prime property on Loon Lake. Located at the very peaceful and private east end of the lake on no thru Stevens Road. This rancher style home with a full sunshine basement was built by a true craftsman and must be seen to be appreciated. The well laid out main floor offers 2 bedrooms a full bath at rear of home and proud living room kitchen area at the front. Set off by vaulted cedar wrapped ceilings and floor to ceiling fireplace this living area opens up to a huge southern exposed covered deck that overlooks your property and the lake. The basement which walks out level with the rear yard offers a cozy family room area with recently updated wood stove, 2 sleeping areas which could easily be private bedrooms, an open laundry room, cold storage room and 3 piece bathroom. The home is 2 x 6 constructed and had a new roof put on in 2018. The home and property come as a complete turn-key package for the right buyer. (id:63159)

Values & Trends

This listing

$483/sqft

Building average

No other active listings in this building

Loon Lake average

$390/sqft

2 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (strata, tax, utilities, etc.)$341.01
Total monthly cost$4,206.84
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,375.83

Cash Needed at Closing

Minimum down payment$49,900
Estimated BC PTT$12,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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