Property Type: Land / LotOwnership: Freehold

2449 Kettle Ridge Way

Naramata, BC V0H1N1

$329,900

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.29 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,628.53

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10392907
Listed
June 26, 2026
Time on market
On the market for 66 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Discover the perfect place to bring your vision to life on this exceptional 0.29 acre west-facing lot in the sought-after Kettle Ridge community, nestled in renowned Naramata Bench. This prime property offers breathtaking lake views and unforgettable Okanagan sunsets, with thoughtfully designed building schemes in place to help protect your investment. Step directly onto the Kettle Valley Trail for endless hiking and biking adventures, or take a short drive to Penticton to enjoy award-winning wineries, local restaurants, shopping, and everyday amenities. This is a rare opportunity to build your dream home in one of the South Okanagan's most desirable locations. Contact the listing agent for details! (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary2.9 km
Trout Creek ElementaryElementary3.8 km
Unisus Junior School(Independent)Elementary7.6 km
Unisus Senior School(Independent)Secondary7.6 km
Uplands ElementaryElementary8.1 km
Summerland SecondaryK-128.4 km
Summerland Montessori School(Independent)Elementary8.5 km
Queens Park ElementaryElementary9.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($16,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$263,920.00
Periodic payment — Principal & Interest (monthly)$1,702.72
Additional monthly expenses (strata, tax, utilities, etc.)$135.71
Total monthly cost$1,838.43
Interest paid over 5-yr term$75,640.23
Balance at end of term$237,396.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$16,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,409.97

Cash Needed at Closing

Minimum down payment$16,495
Estimated BC PTT$4,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,593

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information