Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 163

Oliver, BC V0H1T1

$1,400,000

4 bed4.5 bath4 parking2,390 sqftBuilt 2019
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Amenities

Also listed: Recreation Centre, Party Room, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.09 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$900/mo
Annual property tax
$0

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Baseboard heaters, Electric, Geothermal
Cooling / A/C
Geothermal
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Other
View
Mountain view, View of water
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomLower level
4pc Ensuite bathLower level
Utility roomLower level10'9'' x 16'2''
BedroomLower level10'9'' x 10'4''
BedroomLower level14'3'' x 12'6''
OtherLower level2'5'' x 5'6''
Recreation roomLower level18'2'' x 23'9''
3pc BathroomMain level
Laundry roomMain level5'11'' x 6'11''
BedroomMain level12'3'' x 11'3''
4pc Ensuite bathMain level
Primary BedroomMain level14'3'' x 13'1''
Living roomMain level11'0'' x 18'10''
Dining roomMain level11'10'' x 9'4''
KitchenMain level11'10'' x 14'11''

Listing Information

MLS®
10383946
Listed
April 18, 2026
Time on market
On the market for 135 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage South Country · Data source: CREA DDF.

Description

Experience exceptional lakefront living with breathtaking, unobstructed views. This beautifully maintained 4-bedroom, 4-bathroom home is ideally positioned in a prime lakefront location at The Cottages, offering over two levels of thoughtfully designed living space with stunning lake and mountain views from both floors. The bright, open-concept main level features vaulted ceilings, wide-plank flooring, and a well-appointed kitchen complete with quartz countertops and stainless steel appliances. The primary suite offers a walk-in closet and private ensuite, while the main living area seamlessly extends to a covered patio—perfect for taking in the panoramic waterfront setting. The walkout lower level is designed for both relaxation and entertaining, featuring a newly added wet bar, spacious lounge area, and direct access to a second patio with hot tub. With two bedrooms and two bathrooms on each level, the layout is ideal for hosting family and guests with ease. Proudly one-owner and never rented, this home is located within a sought-after waterfront community offering exceptional amenities, including walking trails, sandy beaches, playgrounds, outdoor pools, a fitness centre, and a clubhouse. Whether you're looking for a full-time residence or a recreational retreat, this property offers an outstanding opportunity to enjoy the South Okanagan lifestyle. First Nations leasehold ownership means no GST, Property Transfer Tax, or Speculation/Vacancy Tax. (id:63159)

Values & Trends

This listing

$586/sqft

Building average

No other active listings in this building

Oliver Rural average

$485/sqft

41 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.2 km
Osoyoos SecondarySecondary5.7 km
Senpaq'cin School(Independent)Elementary12.2 km
Tuc-el-Nuit ElementaryElementary12.9 km
Southern Okanagan AltSecondary13.0 km
Southern Okanagan SecondarySecondary13.0 km
Oliver ElementaryElementary13.1 km
Cawston Primary SchoolElementary22.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($115,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,120,000.00
Periodic payment — Principal & Interest (monthly)$7,225.86
Additional monthly expenses (strata, tax, utilities, etc.)$1,020.00
Total monthly cost$8,245.86
Interest paid over 5-yr term$320,995.22
Balance at end of term$1,007,443.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$115,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,881.20

Cash Needed at Closing

Minimum down payment$115,000
Estimated BC PTT$26,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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