Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 269

Oliver, BC V0H1T1

$1,199,000

4 bed4 bath4 parking2,671 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$600/mo
Annual property tax
$5,004

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Electric, Geothermal
Cooling / A/C
Central air conditioning, Heat Pump, Geothermal
Fireplace
Yes (1)
Fireplace type
Free Standing Metal, Unknown, Decorative
Flooring
Tile, Laminate, Vinyl

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown
Pool
Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Other, Heated Garage

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomLower level10'6'' x 11'
Laundry roomLower level5'6'' x 9'8''
SunroomLower level12'3'' x 19'6''
Full bathroomAdditional Accommodation5' x 11'3''
Primary BedroomAdditional Accommodation14'3'' x 13'3''
4pc Ensuite bathLower level8'6'' x 5'
KitchenAdditional Accommodation12' x 24'3''
Laundry roomMain level6' x 7'
4pc BathroomMain level5' x 8'
BedroomMain level10' x 11'3''
5pc Ensuite bathMain level9' x 8'3''
Primary BedroomMain level14'3'' x 13'3''
Great roomMain level13' x 19'
Dining roomMain level12' x 12'9''
KitchenMain level9'9'' x 11'6''

Listing Information

MLS®
10371991
Listed
January 7, 2026
Time on market
On the market for 236 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.

Description

The Cottages on Osoyoos Lake — Stunning lakeview home in a sought-after gated community in the South Okanagan, ideal for vacation or year-round living. Custom-built 4 bed, 4 bath residence with numerous upgrades, multiple sundecks, and a fully enclosed, winterized sunroom. Includes a self-contained 2-bedroom basement suite (total of 2 primary suites), floors insulted to reduce noise. Offered fully furnished, including furniture, housewares, linens, and electronics—truly turnkey, both fridges offer ice and water. 200 amp electrical service. Golf cart and boat slip available for additional purchase. Exceptional amenities include 2 pools, 2 hot tubs, fitness center, and 1,800 feet of waterfront, with an active and welcoming community. Short-term rentals permitted (minimum 4-night stay). Leasehold property. No GST, no PTT, no Vacancy Tax. Monthly HOA fee: $600. Quick possession is possible. (id:63159)

Values & Trends

This listing

$449/sqft

Building average

No other active listings in this building

Oliver average

$434/sqft

101 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.3 km
Osoyoos SecondarySecondary5.8 km
Senpaq'cin School(Independent)Elementary12.1 km
Tuc-el-Nuit ElementaryElementary12.8 km
Southern Okanagan AltSecondary12.9 km
Southern Okanagan SecondarySecondary12.9 km
Oliver ElementaryElementary13.0 km
Cawston Primary SchoolElementary23.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$1,151.00
Total monthly cost$7,339.43
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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