Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 228

Oliver, BC V0H1T1

$899,000

4 bed3 bath5 parking2,080 sqftBuilt 2013
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Amenities

Also listed: Recreation Centre, Party Room, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$600/mo
Annual property tax
$4,259.55

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Basement
Full
Heating
Geothermal
Cooling / A/C
Geothermal
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown
Pool
Pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, See Remarks, Additional Parking

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
WorkshopLower level8'9'' x 9'6''
OtherLower level13'8'' x 20'3''
4pc BathroomLower level5' x 9'7''
BedroomLower level13' x 13'2''
OtherMain level12' x 13'11''
OtherMain level10' x 29'
OtherMain level9'6'' x 10'6''
BedroomMain level10'1'' x 10'4''
BedroomMain level10'1'' x 11'6''
4pc BathroomMain level5' x 10'2''
Laundry roomMain level6'2'' x 6'4''
5pc Ensuite bathMain level9' x 9'
Primary BedroomMain level12'8'' x 14'
Dining roomMain level9'6'' x 17'7''
KitchenMain level10' x 13'2''
Great roomMain level13' x 13'

Listing Information

MLS®
10394811
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.

Description

Welcome to The Cottages on Lake Osoyoos! This beautifully maintained 4-bedroom, 3-bathroom home offers 2,080 sq. ft. of thoughtfully designed living space with stunning lake, mountain, and valley views. Enjoy spectacular sunsets from the west-facing sundeck and peaceful mornings on the east-facing back deck. The bright, open-concept main level is perfect for entertaining, featuring a stylish kitchen with quartz countertops, abundant cabinetry, and a spacious living area with an electric fireplace. The primary suite includes dual closets and a generous ensuite with double vanities. The lower level provides excellent space for family and guests with an additional bedroom, full bathroom, and a large bonus room that could easily serve as the ultimate bunk room or recreation space. Additional highlights include geothermal heating and cooling, a double garage with workspace, parking for up to five vehicles, boat slip 133 12'4"" x 26'3"" boat slip not included but available for purchase separately. Cul-de-sac location with private backyard, resort-style community with 1,800 feet of waterfront, over 500 feet of sandy beach, marina, pools, hot tubs, fitness centre, clubhouse, walking trails, playgrounds, and an off-leash dog park. No age restrictions, two pets allowed, and short-term rentals permitted—ideal for year-round living, vacation use, or investment. No GST, PTT, or Vacant Homes Tax. HOA $600/month plus $40/month for the boat slip. Buyers to verify measurements if important. (id:63159)

Values & Trends

This listing

$432/sqft

Building average

No other active listings in this building

Oliver average

$434/sqft

101 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.3 km
Osoyoos SecondarySecondary5.8 km
Senpaq'cin School(Independent)Elementary12.1 km
Tuc-el-Nuit ElementaryElementary12.8 km
Southern Okanagan AltSecondary12.9 km
Southern Okanagan SecondarySecondary12.9 km
Oliver ElementaryElementary13.0 km
Cawston Primary SchoolElementary22.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$1,058.96
Total monthly cost$5,699.00
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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