Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 117

Oliver, BC V0H1T1

$659,000

3 bed2 bath1 parking1,401 sqftBuilt 2012
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Amenities

Also listed: Recreation Centre, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.07 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$600/mo
Annual property tax
$3,107

Interior

Heating
Baseboard heaters, Forced air, Electric, Geothermal
Cooling / A/C
Geothermal
Fireplace
None

Exterior & Lot

Exterior features
Other
View
Mountain view
Pool
Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Pets
Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level8'1'' x 9'4''
LoftSecond level8'1'' x 9'4''
4pc BathroomMain level10' x 4'11''
3pc Ensuite bathMain level9'11'' x 4'11''
BedroomMain level10'2'' x 12'1''
Primary BedroomMain level10'8'' x 10'2''
Dining roomMain level14'7'' x 10'11''
Living roomMain level14'5'' x 15'7''
KitchenMain level10' x 12'1''

Listing Information

MLS®
10392398
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Located in the sought-after waterfront community of The Cottages on Osoyoos Lake, this beautifully positioned 3-bedroom home offers the perfect combination of convenience, lifestyle, and value. Ideally situated just steps from the clubhouse, beach, pools, and amenities, Unit 117 enjoys one of the most central locations in the development with the ease of main-floor living. Priced as the best-value 3-bedroom home currently available in the community, this desirable floor plan features soaring vaulted ceilings that fill the home with natural light and create an open, inviting atmosphere. The upper level offers a spacious loft and additional bedroom, providing flexibility for guests, family, or a home office. A versatile sunroom adds extra living space to relax and enjoy the Okanagan lifestyle year-round. Whether you're seeking a full-time residence, vacation retreat, or investment property, this home offers exceptional flexibility. Short-term rentals are permitted with a 5-day minimum stay. Residents enjoy access to 500 feet of sandy beach, a private marina, pools, hot tubs, fitness facility, clubhouse, outdoor kitchens, playgrounds, and an off-leash dog park, all within a secure gated community. Just minutes from wineries, golf courses, hiking trails, and local amenities. Boat slip not included but available for purchase separately. Additional ownership advantages include NO Property Transfer Tax, NO Foreign Buyer Tax, and NO Speculation & Vacancy Tax. (id:63159)

Values & Trends

This listing

$470/sqft

Building average

No other active listings in this building

Oliver Rural average

$488/sqft

41 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.5 km
Osoyoos SecondarySecondary6.0 km
Senpaq'cin School(Independent)Elementary12.0 km
Tuc-el-Nuit ElementaryElementary12.6 km
Southern Okanagan AltSecondary12.8 km
Southern Okanagan SecondarySecondary12.8 km
Oliver ElementaryElementary12.9 km
Cawston Primary SchoolElementary22.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$527,200.00
Periodic payment — Principal & Interest (monthly)$3,401.32
Additional monthly expenses (strata, tax, utilities, etc.)$928.92
Total monthly cost$4,330.23
Interest paid over 5-yr term$151,097.04
Balance at end of term$474,218.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,752.97

Cash Needed at Closing

Minimum down payment$40,900
Estimated BC PTT$11,180
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,580

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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