Property Type: Detached HouseOwnership: Freehold

2493 Ironridge Road

West Kelowna, BC V4T2Y4

$1,048,900

6 bed3 bath4 parking3,081 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,209.01

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted

Exterior & Lot

Lot features
Central island

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
026-119-404

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement4'3'' x 18'4''
Utility roomBasement11'1'' x 21'1''
BedroomBasement15'5'' x 11'9''
BedroomBasement11'11'' x 11'3''
Laundry roomMain level11'8'' x 6'1''
OtherMain level23'2'' x 20'7''
Primary BedroomMain level14'1'' x 12'4''
Living roomMain level27'2'' x 20'5''
BedroomMain level7'6'' x 10'10''
Recreation roomBasement12'6'' x 15'1''
4pc BathroomBasement8'6'' x 8'6''
BedroomBasement12'4'' x 11'3''
Family roomBasement23'9'' x 20'1''
4pc BathroomMain level9'4'' x 5'1''
5pc Ensuite bathMain level9'4'' x 8'9''
Dining roomMain level12'0'' x 10'0''
BedroomMain level10'7'' x 10'10''
KitchenMain level27'2'' x 20'5''

Listing Information

MLS®
10396679
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 31, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Situated in the heart of Smith Creek, 2493 Ironridge Road offers a refined living experience that perfectly balances natural beauty with urban convenience. This meticulously maintained rancher-style home features a functional walk-out basement, providing a versatile layout that maximizes both space and natural light and offers options for a guest/teenager/in-law sanctuary. The open concept main floor flows seamlessly toward the expansive back patio the provides gorgeous valley and lake views, while inside your large, feature windows frame sweeping views of the surrounding mountains and the the beauty of the Smith Creek neighborhood. A standout feature of this residence is the backyard, which has been curated into a private oasis—a secluded retreat ideal for quiet relaxation or outdoor gatherings. For the outdoor, adventure enthusiast, this home is located just moments away from the renowned Smith Creek trail system, a premier destination for hiking and mountain biking and a quick bike ride or drive to Paynter's fruit market, local honey and orchard fruits, farm fresh eggs and award winning Okanagan Wineries. Despite its serene, rural feel, the property remains highly accessible, sitting only a short drive from Downtown Westbank’s major shopping centers, professional services, and local amenities and restaurants. This home represents a rare combination of rancher-living, exceptional privacy, and immediate proximity to the best recreational adventures in the Okanagan Valley. (id:63159)

Values & Trends

This listing

$340/sqft

Building average

No other active listings in this building

Smith Creek average

$423/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shannon Lake ElementaryElementary1.3 km
Glenrosa ElementaryElementary2.4 km
Constable Neil Bruce Middle SchoolElementary2.5 km
Our Lady of Lourdes(Independent)Elementary/Middle2.8 km
Webber Road ElementaryElementary2.8 km
Sensisyusten House of Learning(Independent)Elementary2.9 km
Glenrosa Middle SchoolMiddle2.9 km
Helen Gorman ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Powerline Walkway149 m
  • Wild Horse Park212 m
  • Smith Ridge461 m
  • Bridle Hill Park505 m
  • Smith Creek Walkway518 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,890) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,120.00
Periodic payment — Principal & Interest (monthly)$5,413.72
Additional monthly expenses (strata, tax, utilities, etc.)$504.75
Total monthly cost$5,918.47
Interest paid over 5-yr term$240,494.20
Balance at end of term$754,791.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,890
Stress test qualifying rate8.09%
Payment you must qualify for$7,451.35

Cash Needed at Closing

Minimum down payment$79,890
Estimated BC PTT$18,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,368

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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