Property Type: Detached HouseOwnership: Freehold

2538 Copper Ridge Drive

West Kelowna, BC V4T2X6

$950,000

5 bed3 bath8 parking2,680 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,395

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Electric, Unknown, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stone, Other
View
Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomBasement4'11'' x 8'11''
BedroomBasement10'3'' x 12'4''
Recreation roomBasement17'0'' x 27'1''
Laundry roomBasement6'2'' x 7'4''
BedroomBasement11'0'' x 11'0''
4pc BathroomMain level4'11'' x 10'9''
BedroomMain level9'11'' x 13'2''
BedroomMain level12'0'' x 9'7''
5pc Ensuite bathMain level9'5'' x 13'7''
Primary BedroomMain level18'3'' x 14'3''
KitchenMain level13'3'' x 12'5''
Dining roomMain level10'9'' x 13'3''
Living roomMain level15'2'' x 15'11''

Listing Information

MLS®
10396489
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Located at the end of a cul-de-sac in the heart of Smith Creek, is a 5 bedroom 3 bathroom home including a one bedroom legal suite with a fully fenced pool sized yard. The large open concept main level with an abundance of natural light is well laid out with a living room and gas fireplace and a spacious kitchen with S/S appliances,ample cupboard and counter space.Large primary bedroom including walk in closet, 5 piece space like ensuite and 2 additional bedrooms.Fall in love with the large front deck where you can BBQ all your favourite meals,host company or simply just having a nice glass of wine while taking in all your mountain and lake views. An added bonus is the fully contained one bedroom legal suite with a separate outdoor space so no need to share your private backyard.The home is complete with double bay garage and additional parking for a boat/rv or tenants. Upgrades in the home include full interior paint and brand new carpets in the bedrooms having the home show beautifully! The area ticks all of the boxes for a growing family...Shannon Lake and George Pringle Elementary close by, the very popular Smith Creek Trails within walking distance and wonderful neighbours and multiple families right next door.Not to mention being at the end of a quiet street so the kids can run outside and play without mom and dad having to worry!It's tough to find a home that ticks all the boxes, well look no further because this is it! (id:63159)

Values & Trends

This listing

$354/sqft

Building average

No other active listings in this building

Smith Creek average

$422/sqft

13 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shannon Lake ElementaryElementary1.6 km
Glenrosa ElementaryElementary2.4 km
Constable Neil Bruce Middle SchoolElementary2.7 km
Helen Gorman ElementaryElementary2.9 km
Glenrosa Middle SchoolMiddle3.0 km
Webber Road ElementaryElementary3.0 km
Our Lady of Lourdes(Independent)Elementary/Middle3.1 km
Sensisyusten House of Learning(Independent)Elementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Wild Horse Park208 m
  • Smith Ridge303 m
  • Powerline Walkway450 m
  • Smith Creek Walkway463 m
  • Whispering Hills Park520 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (strata, tax, utilities, etc.)$500.25
Total monthly cost$5,403.51
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$70,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.89

Cash Needed at Closing

Minimum down payment$70,000
Estimated BC PTT$17,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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