Property Type: Condo / ApartmentOwnership: Strata

2528 MILL BAY Rd

Mill Bay, BC V0R2P1

$1,799,000

4 bed5 bath3 parking2,792 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Lot size
7,672 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$8,008.76

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
3 — covered indicated
Features
Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomAdditional Accommodation
KitchenAdditional Accommodation
BedroomLower level
BathroomLower level4-Piece
BathroomLower level4-Piece
BedroomLower level
EnsuiteMain level5-Piece
Primary BedroomMain level
BedroomMain level
EnsuiteMain level4-Piece
BathroomMain level2-Piece
PantryMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1046802
Listed
August 12, 2026
Time on market
On the market for 19 days
Data last synced
August 28, 2026

Listing provided by: Team 3000 Realty Ltd · Data source: CREA DDF.

Description

Welcome to Bennevista. A collection of four brand new ocean view, West Coast contemporary custom homes on picturesque lots in beautiful Mill Bay. Steps to the ocean with beach access right across the street. Built by Bennefield Construction Ltd. with exquisite finishing throughout, the first available home is a true one of a kind and offers a primary bedroom on the main with luxe ensuite, a second bedroom (with its own ensuite), an open concept kitchen with a butler pantry and an airy living/dining area with vaulted ceilings. Expansive wrap around sundeck with dramatic ocean views in the front, plus a covered rear patio. The lower-level features large media/rec/ or possible additional bedroom (with its own bathroom) PLUS a 1 bedroom suite for revenue, in-laws or additional space. Walk to the Mill Bay Shopping Centre, Brentwood College or Mill Bay Marina feat. Bridgemans Bistro. Quiet and serene but still close to everything. A truly unique offering. Call now to book your private tour. (id:63159)

Values & Trends

This listing

$644/sqft

Building average

No other active listings in this building

Mill Bay average

$439/sqft

9 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brentwood College(Independent)Secondary1.1 km
Frances Kelsey SecondarySecondary2.5 km
George Bonner ElementaryElementary2.9 km
St John's Preparatory Academy Shawnigan(Independent)K-126.2 km
Evergreen Independent School(Independent)Elementary6.3 km
Ecole Cobble Hill ElementaryElementary6.3 km
Shawnigan Lake(Independent)Secondary6.9 km
Discovery ElementaryElementary7.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Fish n Chips570 m

Cafes (1)

  • Serious Coffee · 2490 Trans-Canada Highway565 m

Parks (4)

  • Shorewood Road Beach Access192 m
  • Mill Bay Wharf438 m
  • Bakerview Road Beach Access511 m
  • Huckleberry Park582 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($359,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,439,200.00
Periodic payment — Principal & Interest (monthly)$9,285.23
Additional monthly expenses (strata, tax, utilities, etc.)$807.40
Total monthly cost$10,092.63
Interest paid over 5-yr term$412,478.86
Balance at end of term$1,294,565.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$359,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,066.94

Cash Needed at Closing

Minimum down payment$359,800
Estimated BC PTT$33,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$395,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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