Property Type: Detached HouseOwnership: Freehold

2629 Shawnigan Lake Rd

Shawnigan Lake, BC V0R2W2

$949,900

3 bed2 bath5 parking1,866 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Lot size
0.63 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,900.55

Interior

Heating
Heat Pump, Forced air, Propane
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
LoftSecond level
PatioMain level
EnsuiteMain level5-Piece
Primary BedroomMain level
Laundry roomMain level
BedroomMain level
BedroomMain level
BathroomMain level4-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1041289
Listed
June 23, 2026
Time on market
On the market for 69 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Over 0.6 acres nestled in the heart of Shawnigan Lake; Steps from the lake, hiking trails, beaches, and the Village. This bright 2015-built home suits young families or retirees seeking low-maintenance lakeside living. Enjoy a fantastic 3-bedroom, 2-bathroom layout, including a luxurious 5-piece ensuite, open-concept kitchen with stainless steel appliances, and fine details throughout that highlight superior craftsmanship. A large bonus room above the garage offers versatile use, beautifully positioned for privacy and light. The expansive, bright garden holds endless potential to personalize and expand. Every detail has been thoughtfully designed, blending high end lakeside living with practical everyday amenities. Discover your dream home in Shawnigan Lake, where serene beauty meets modern convenience. (id:63159)

Values & Trends

This listing

$509/sqft

Building average

No other active listings in this building

Shawnigan average

$657/sqft

38 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shawnigan Lake(Independent)Secondary1.4 km
St John's Preparatory Academy Shawnigan(Independent)K-121.5 km
Discovery ElementaryElementary2.1 km
Frances Kelsey SecondarySecondary4.2 km
Evergreen Independent School(Independent)Elementary4.6 km
George Bonner ElementaryElementary4.8 km
Brentwood College(Independent)Secondary5.1 km
Ecole Cobble Hill ElementaryElementary5.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Corner Table · 2740 Dundas Road528 m

Cafes (1)

  • Shawnigan House604 m

Parks (5+)

  • Bob-O-Link Trail399 m
  • Shawnigan Wharf Park558 m
  • Elsie Miles Park637 m
  • Gibsons Park739 m
  • Dougan Park769 m

Gyms (1)

  • KaliYoga Studio · 2721 Shawnigan Lake Road415 m

Pharmacies (1)

  • Island Pharmacy IDA · 1769 Shawnigan Lake-Mill Bay Road618 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$501.38
Total monthly cost$5,404.13
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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