Property Type: Detached HouseOwnership: Freehold

2099 Shawnigan Lake Rd

Shawnigan Lake, BC V8H2B5

$1,149,900

3 bed3 bath10 parking2,278 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Lot size
1.79 acres
Zoning
Residential

R-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,581

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
OfficeSecond level18' x 5'
BathroomSecond level4-Piece
Family roomSecond level21' x 10'
BedroomSecond level18' x 8'
BedroomSecond level18' x 8'
PatioMain level26' x 22'
BathroomMain level3-Piece
EntranceMain level19' x 5'
KitchenMain level9' x 12'
Dining roomMain level10' x 10'
Living roomMain level21' x 14'
EnsuiteMain level3-Piece
Primary BedroomMain level117' x 14'
StorageLower level37' x 13'
StorageLower level40' x 14'

Listing Information

MLS®
1042386
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

Enjoy the privacy and space of this 1.79-acre property featuring a well-maintained multi-level home with 3 bedrooms and 3 bathrooms. The main level offers a spacious living room with a cozy wood stove, a large primary bedroom with ensuite, and access to a huge wrap-around deck overlooking the private yard. Upstairs you'll find two additional bedrooms, a full bathroom, and a family room with a fireplace. The lower level with partial height and separate entrance provides ample storage. A standout feature is the impressive 2,800+ sq. ft. multi-bay shop/garage, ideal for vehicles, hobbies, or a home-based business. The expansive, private yard backs onto the Island Corridor Railway, offering a peaceful setting with plenty of room to enjoy the outdoors. (id:63159)

Values & Trends

This listing

$505/sqft

Building average

No other active listings in this building

Shawnigan average

$657/sqft

38 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-121.3 km
Discovery ElementaryElementary3.5 km
Shawnigan Lake(Independent)Secondary3.6 km
Frances Kelsey SecondarySecondary6.1 km
Brentwood College(Independent)Secondary6.5 km
George Bonner ElementaryElementary6.9 km
Evergreen Independent School(Independent)Elementary7.4 km
Ecole Cobble Hill ElementaryElementary8.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Mays Road Beach Access676 m
  • Leonard Park753 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,920.00
Periodic payment — Principal & Interest (monthly)$5,935.01
Additional monthly expenses (strata, tax, utilities, etc.)$579.08
Total monthly cost$6,514.10
Interest paid over 5-yr term$263,651.72
Balance at end of term$827,471.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,150.34

Cash Needed at Closing

Minimum down payment$89,990
Estimated BC PTT$20,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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