Property Type: TownhouseOwnership: Strata

262A Fulford-Ganges Rd

Salt Spring, BC V8K2L4

$775,000

2 bed3 bath2 parking2,083 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
7,405 square feet
Zoning
Residential

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$475/mo
Annual property tax
$4,148.56

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioLower level
BalconySecond level
EnsuiteLower level4-Piece
BedroomLower level
Family roomLower level
EnsuiteSecond level3-Piece
Primary BedroomSecond level
BathroomMain level2-Piece
Laundry roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1028195
Listed
March 10, 2026
Time on market
On the market for 174 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.

Description

Absolutely perfect and move-in ready, this contemporary home offers stunning ocean views and a desirable location in the friendly, residential enclave of Bishop’s Green—just minutes from town. Immaculate and light-filled, the 2,083 sq ft layout spans three levels, featuring two spacious bedrooms each with their own ensuite baths. The upper-level primary suite includes a charming ocean-view veranda—ideal for morning coffee. Quality finishings throughout include a gourmet kitchen, rich wood trim and mouldings, and banks of picture windows that capture the coastal setting. The lower level offers a welcoming retreat for guests, while the professionally landscaped and maintained grounds feature natural rock walls, covered sun deck, private patios, and a storybook front porch. An attached garage and private driveway add to the convenience. New heat pump and roof in 2024. Walk to all town amenities, parks and nature trails. Ten min drive to ferries. All ages welcome, with room for one pup or kitty. An exceptional opportunity for those seeking a low-maintenance, easy-care lifestyle in a “like new” view home! (id:63159)

Values & Trends

This listing

$372/sqft

Building average

No other active listings in this building

Bishops Green average

No comparable active listings

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Salt Spring ElementaryElementary773 m
Gulf Islands SecondarySecondary1.0 km
Phoenix PlaceSecondary1.0 km
Fernwood ElementaryElementary7.3 km
Crofton Elementary Community SchoolElementary10.6 km
Maple Bay ElementaryElementary11.6 km
Galiano Community SchoolElementary12.9 km
Queen of Angels School(Independent)Elementary/Middle14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Buzzy's Luncheonette469 m
  • Saltspring Wok Bar484 m
  • Arigato Sushi487 m
  • Del Vecchio Pasta - Pasta Fresca490 m
  • Cassette Cafe and Dive Bar · 106 Lower Ganges Road567 m

Cafes (5+)

  • BEACHSiDE Cafe · 163 Fulford-Ganges Road444 m
  • Heart & Bone Provisions480 m
  • Barb's Bakery & Bistro532 m
  • Salt Spring Coffee556 m
  • T.J. Beans587 m

Grocery (1)

  • Thrifty Foods · 114 Purvis Lane697 m

Parks (5+)

  • Unnamed145 m
  • Unnamed203 m
  • Cudmore Height Park and Wilkie Way249 m
  • Unnamed306 m
  • Heiwa Peace Park478 m

Shopping (2)

  • Grace Point Square632 m
  • Moaut's Seaside Shops701 m

Gyms (1)

  • Ganges Yoga Studio632 m

Pharmacies (1)

  • Pharmasave548 m

Banks & ATMs (4)

  • BMO Nesbitt Burns · Fulford-Ganges Road487 m
  • Island Savings588 m
  • CIBC609 m
  • BMO644 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (strata, tax, utilities, etc.)$924.71
Total monthly cost$4,924.74
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.77

Cash Needed at Closing

Minimum down payment$52,500
Estimated BC PTT$13,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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