28 295 Lower Ganges Rd
Salt Spring, BC V8K1T3
$795,000
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Lot size
- 1,307 square feet
- Zoning
- Multi-Family
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Strata
- Strata / maintenance fee
- $727/mo
- Annual property tax
- $3,383.04
Interior
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view, Ocean view
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Balcony | Second level | 10' x 5' |
| Bedroom | Second level | 15' x 12' |
| Bathroom | Second level | 9' x 6' |
| Office | Second level | 15' x 15' |
| Patio | Main level | 8' x 8' |
| Bathroom | Main level | 14' x 5' |
| Bedroom | Main level | 16' x 10' |
| Living room | Main level | 16' x 16' |
| Dining room | Main level | 16' x 9' |
| Kitchen | Main level | 11' x 9' |
| Dining nook | Main level | 10' x 9' |
| Entrance | Main level | 16' x 5' |
Listing Information
- MLS®
- 1046330
- Listed
- August 9, 2026
- Time on market
- On the market for 22 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes - Salt Spring · Data source: CREA DDF.
Description
Roscommon Estates – beautifully renovated 2-bedroom, 2-bathroom townhome offering stylish, move-in-ready living in one of the area's most desirable communities. Thoughtfully updated with a modern, chic aesthetic, this home features a stunning new kitchen, beautifully renovated bathrooms, cork flooring, Berber carpeting, fresh paint throughout, Poly-B plumbing replacement, and a new hot water tank for added peace of mind.The bright, open-concept living and dining area is warmed by a cozy electric fireplace and opens through sliding glass doors to a private backyard patio—perfect for relaxing or entertaining. The versatile floor plan includes a bedroom and full bathroom on the main level, making it ideal for those seeking the convenience of one-level living. Upstairs, the spacious flex area opens onto a private balcony with modest mountain views over Ganges and glimpses of Ganges Harbour. The upper level also includes a second bedroom and full bathroom, creating an ideal retreat for family or guests, or it can function as a spacious primary suite with sitting area or home office. A separate private garage provides secure parking and additional storage, while the home's quiet location near the end of the cul-de-sac offers added privacy and convenient access to visitor parking. Enjoy an exceptional walkable lifestyle just minutes from the village, with restaurants, grocery stores, the hospital, public transit, the harbour, and everyday amenities all within easy reach. Serviced by community water and sewer, this inviting, low-maintenance home offers the perfect blend of comfort, convenience, and carefree living. (id:63159)
Values & Trends
This listing
$477/sqft
Building average
—
No other active listings in this building
Salt Spring average
$467/sqft
11 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
33
5/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Gulf Islands Secondary | Secondary | 497 m |
| Phoenix Place | Secondary | 547 m |
| Salt Spring Elementary | Elementary | 632 m |
| Fernwood Elementary | Elementary | 5.9 km |
| Crofton Elementary Community School | Elementary | 10.2 km |
| Maple Bay Elementary | Elementary | 12.0 km |
| Galiano Community School | Elementary | 12.8 km |
| Queen of Angels School(Independent) | Elementary/Middle | 15.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Uptown Pizza · 324 Lower Ganges Road224 m
- Harbour House244 m
- Golden Island Restaurant260 m
- Seaside Restaurant673 m
- Fishery and Chips686 m
Cafes (3)
- Unnamed721 m
- Cafe Talia735 m
- Switchboard cafe739 m
Grocery (3)
- SALT JAR refillery · 346 Lower Ganges Road288 m
- Country Grocer · 374 Lower Ganges Road437 m
- Thrifty Foods · 114 Purvis Lane786 m
Parks (5+)
- Kanaka Road Skateboard Park423 m
- Peck's Cove Park432 m
- Rotary Park604 m
- Rainbow Road Recreation Centre639 m
- Churchill Road Linear Park733 m
Pharmacies (1)
- Country Grocer Pharmacy · 374 Lower Ganges Road414 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.