Property Type: Detached HouseOwnership: Freehold

2635 Shoal Rd

Pender Island, BC V0N2M2

$848,500

3 bed2 bath3 parking2,050 sqftBuilt 2004
Get Directions

Open House

Wednesday, September 2

2:00 PM4:00 PM

Saturday, September 5

2:00 PM4:00 PM

Property Details

Property & Lot

Sub-type
House
Lot size
0.55 acres
Zoning
Unknown

RR1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,504

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Wood, Other
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
StorageLower level22'2 x 13'9
Family roomLower level15'4 x 20'8
BathroomMain level4-Piece
BedroomMain level10'1 x 9'10
BedroomMain level9'3 x 13'9
EntranceMain level10'5 x 8'2
Laundry roomMain level7'0 x 3'1
KitchenMain level12'4 x 14'0
Dining roomMain level11'2 x 14'0
Living roomMain level15'10 x 26'10
BalconyMain level5'0 x 13'11
EnsuiteMain level3-Piece
Primary BedroomMain level11'6 x 13'10

Listing Information

MLS®
1030280
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: Coastal Life Realty Ltd. · Data source: CREA DDF.

Description

***OPEN HOUSES – Wed Sept 2 (2-4) & Sat Sept 5 (2-4)*** Beautifully maintained south facing Westcoast-style home on a sunny, private 0.55 acre lot just a short walk from Thieves Bay Marina and Park. Custom built in 2004 for the current owners, this Viceroy home reflects pride of ownership, quality construction, and thoughtful material choices, including durable windows, a 40-year fiberglass shingle roof, vaulted wood ceilings, and large windows that bring in wonderful natural light. The main level offers comfortable single-level living with 3 bedrms and two baths, including a primary bedroom with ensuite and private balcony. Warm wood detailing, bright open living spaces, and small ocean glimpses from several rooms create a relaxed coastal feel, especially when the sun catches the water. The owners have continually maintained and updated the home, including exterior painting, appliances, flooring, countertops, and a newer heat pump. Downstairs, the daylight basement has windows, doors, exterior access, and a large family room with sliding glass doors to the backyard. Three additional unfinished areas offer excellent flexibility for a future suite, studio, gym, home office, workshop, hobby room, or storage, all with the benefit of separate entry. Serviced by the Magic Lake water system and septic, the property also offers potential for an accessory building under current bylaws. Thieves Bay Park and Marina is approximately an eight minute walk away and sits near the end of the seasonal whale sanctuary area, where the breakwater is a favourite local spot for whale watching and sunsets. The marina offers low-cost moorage for local property owners, a boat launch, picnic tables, park space, and parking. Nearby recreation includes tennis, disc golf, baseball park, pump track, hiking trails, parks, and ocean access points. A lovingly maintained property with comfort, practicality, privacy, and classic Westcoast charm for full-time living, retirement, or an island retreat. (id:63159)

Values & Trends

This listing

$414/sqft

Building average

No other active listings in this building

Pender Island average

$808/sqft

36 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle3.2 km
Mayne Island SchoolElementary8.5 km
Saturna Island Elementary SecondaryK-1210.4 km
Galiano Community SchoolElementary12.6 km
Parkland SecondarySecondary14.1 km
North Saanich Middle SchoolMiddle14.3 km
Deep Cove ElementaryElementary14.9 km
Sidney ElementaryElementary15.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed361 m
  • Thieves Bay Park415 m
  • Sandy Sievert Park425 m
  • Ursula Poepel Park522 m
  • J.M. Abbott Park555 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$678,800.00
Periodic payment — Principal & Interest (monthly)$4,379.39
Additional monthly expenses (strata, tax, utilities, etc.)$478.33
Total monthly cost$4,857.72
Interest paid over 5-yr term$194,546.03
Balance at end of term$610,582.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,850
Stress test qualifying rate8.09%
Payment you must qualify for$6,064.44

Cash Needed at Closing

Minimum down payment$59,850
Estimated BC PTT$14,970
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,320

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information