Property Type: Detached HouseOwnership: Freehold

4609 Sailor Rd

Pender Island, BC V0N2M2

$697,500

3 bed2 bath3 parking1,550 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Lot size
0.54 acres
Zoning
Unknown

RR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,742.51

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building8'
BedroomLower level9' x 9'
BedroomLower level8' x 8'
Family roomLower level25' x 12'
Laundry roomLower level8' x 12'
BathroomLower level3-Piece
BathroomMain level4-Piece
Primary BedroomMain level14' x 11'
KitchenMain level9' x 10'
Dining roomMain level11' x 10'
Living roomMain level18' x 12'
EntranceMain level4' x 10'

Listing Information

MLS®
1032568
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

This property is an amazing gem! The South-west facing deck is drenched in sun! Opportunity for home-based business, in-law suite! With one level living on the main floor with primary bedroom & large bathroom it provides convenience and ease for its homeowners. The sliders from dining room to wrap-around deck provide access to views over forested ravine & seasonal pond. Updated decking & stairs work well with brand new lower deck area at the ravine and seasonal pond, where you can spend quite afternoons enjoying the tranquility and sounds of nature. This is an ecological wonder, right in your own backyard! Lower level provides 2 bdms, large bright laundry room & bathroom, with quick access to the yard. This house has been freshly painted and has a brand new WETT certified stove. There are some new windows and slider door. Outdoor shed provides room for all your garden tools. All this on a larger-than-normal Magic Lake Lot. Measurements approx., buyers to verify if deemed important. (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

Pender Island average

$807/sqft

36 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle1.5 km
Mayne Island SchoolElementary8.3 km
Saturna Island Elementary SecondaryK-128.7 km
Galiano Community SchoolElementary13.0 km
Parkland SecondarySecondary15.1 km
North Saanich Middle SchoolMiddle15.3 km
Sidney ElementaryElementary16.0 km
Deep Cove ElementaryElementary16.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Tru Value Foods784 m

Parks (2)

  • Lively Peak Park268 m
  • Disc Park489 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$558,000.00
Periodic payment — Principal & Interest (monthly)$3,600.03
Additional monthly expenses (strata, tax, utilities, etc.)$306.54
Total monthly cost$3,906.57
Interest paid over 5-yr term$159,924.40
Balance at end of term$501,922.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,750
Stress test qualifying rate8.09%
Payment you must qualify for$5,019.42

Cash Needed at Closing

Minimum down payment$44,750
Estimated BC PTT$11,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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