Property Type: Condo / ApartmentOwnership: Strata

2639 Katy's Cres

Shawnigan Lake, BC V0R2W0

$1,699,900

6 bed4 bath8 parking3,024 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Lot size
0.55 acres
Zoning
Residential

R3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$178/mo
Annual property tax
$7,279.97

Interior

Heating
Heat Pump, Natural gas
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
8

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level12'2 x 13'10
Living roomMain level15'8 x 14'10
Dining roomMain level15'8 x 9'9
OtherMain level6'2 x 9'9
OtherLower level4'8 x 13'1
KitchenMain level16'6 x 13'5
BathroomMain level3-Piece
EnsuiteMain level13'0 x 9'4
BedroomMain level9'11 x 10'5
BedroomMain level10'10 x 12'0
Primary BedroomMain level13'9 x 14'10
PatioLower level15'3 x 14'2
BedroomLower level9'10 x 12'6
BedroomLower level8'10 x 11'5
KitchenLower level12'5 x 12'5
Living roomLower level12'5 x 11'6
PatioLower level22'5 x 14'2
Family roomLower level14'1 x 11'10
BedroomLower level11'6 x 10'8
BathroomLower level3-Piece
BathroomLower level3-Piece
Laundry roomLower level4'10 x 7'5
EntranceLower level6'1 x 7'2
OtherLower level3'7 x 7'1

Listing Information

MLS®
1043013
Listed
July 11, 2026
Time on market
On the market for 51 days
Data last synced
August 28, 2026

Listing provided by: The Agency · Data source: CREA DDF.

Description

This south-facing home on a half-acre lot offers stunning lake views, easy water access, and a brand-new dock with a designated boat slip—just steps from your door. With over 3,000 sqft of living space, 6 bedrooms, and 4 bathrooms, it's perfect for families and hosting guests. The spacious 2-bedroom in-law suite has its own heat pump for comfort and privacy. The gourmet kitchen features quartz countertops, stainless steel appliances, and a natural gas stove, ideal for entertaining. The open-concept living area flows onto a large deck, creating seamless indoor-outdoor living. Both suites offer private walkout patios, and the new hot tub is perfect for unwinding. A 2-bay garage, ample parking, and all furniture included make this a truly turnkey property. Just minutes from Shawnigan Lake School, amenities, and outdoor recreation, with an easy commute to Victoria—this is lakeside living at its finest. Exempt from Foreign Buyer Ban! (id:63159)

Values & Trends

This listing

$562/sqft

Building average

No other active listings in this building

Shawnigan average

$586/sqft

11 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery ElementaryElementary760 m
Shawnigan Lake(Independent)Secondary967 m
St John's Preparatory Academy Shawnigan(Independent)K-121.7 km
Evergreen Independent School(Independent)Elementary5.4 km
Frances Kelsey SecondarySecondary5.6 km
George Bonner ElementaryElementary6.2 km
Ecole Cobble Hill ElementaryElementary6.3 km
Brentwood College(Independent)Secondary6.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Worthington Road Beach Access74 m
  • Worthington Park97 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,920.00
Periodic payment — Principal & Interest (monthly)$8,773.74
Additional monthly expenses (strata, tax, utilities, etc.)$935.66
Total monthly cost$9,709.41
Interest paid over 5-yr term$389,756.98
Balance at end of term$1,223,252.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,457.31

Cash Needed at Closing

Minimum down payment$339,980
Estimated BC PTT$31,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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