Property Type: DuplexOwnership: Strata

2675 Pine Avenue Unit# 41

Lumby, BC V0E2G5

$622,000

3 bed3.5 bath5 parking1,726 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$140/mo
Annual property tax
$2,546.03

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerBasement4' x 8'5''
4pc BathroomBasement4'11'' x 9'8''
BedroomBasement10'2'' x 11'2''
BedroomBasement13'9'' x 12'9''
2pc BathroomMain level5'8'' x 6'8''
4pc Ensuite bathMain level4'11'' x 8'3''
Primary BedroomMain level12' x 12'5''
Dining nookMain level13'2'' x 13'3''
Dining roomMain level8'2'' x 16'2''
Living roomMain level17'7'' x 14'4''
KitchenMain level8'10'' x 10'4''

Listing Information

MLS®
10396786
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Welcome to Unit 41 at The Villas—a beautifully maintained semi-detached half-duplex offering the perfect blend of low-maintenance living and spacious comfort. Nestled in one of Lumby’s most desirable 55+ communities, this turn-key home features 3 generous bedrooms and 2.5 bathrooms, providing ample space for guests, a home office, or craft room. Inside, you’ll find a bright, inviting floor plan that showcases pristine care and pride of ownership throughout. Step outside to discover what truly sets this property apart: one of the most private yards in the entire development. Enjoy quiet morning coffees or peaceful evenings in your own serene outdoor sanctuary without feeling crowded. Best of all, bring your pets along: the strata allows for 2 dogs, 2 cats, or 1 of each. Located within walking distance to town amenities, parks, and trails, this home offers the ideal low-maintenance lifestyle with all the privacy you crave. Just move in, relax, and enjoy! View the virtual tour and floor plans then book your showing! (id:63159)

Values & Trends

This listing

$360/sqft

Building average

No other active listings in this building

Lumby Valley average

$212/sqft

2 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary410 m
Charles Bloom SecondaryK-12863 m
Crossroads Learning CentreSecondary1.0 km
Okanagan Waldorf School(Independent)Elementary5.8 km
Lavington ElementaryElementary9.9 km
B X ElementaryElementary18.3 km
Coldstream ElementaryElementary19.0 km
Hillview ElementaryElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed271 m
  • Oval Park790 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,200) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$497,600.00
Periodic payment — Principal & Interest (monthly)$3,210.35
Additional monthly expenses (strata, tax, utilities, etc.)$438.17
Total monthly cost$3,648.52
Interest paid over 5-yr term$142,613.59
Balance at end of term$447,592.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,200
Stress test qualifying rate8.09%
Payment you must qualify for$4,496.91

Cash Needed at Closing

Minimum down payment$37,200
Estimated BC PTT$10,440
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,140

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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