Property Type: DuplexOwnership: Freehold

2675 Pine Avenue Unit# 54

Lumby, BC V0E2G5

$499,900

2 bed2 bath3 parking2,293 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Strata / maintenance fee
$140/mo
Annual property tax
$3,041.34

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

Lot features
Jacuzzi bath-tub

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
023-799-099

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Restrictions & Policies

Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement6'11'' x 5'6''
PantryBasement7'3'' x 11'8''
OtherBasement5'11'' x 21'5''
3pc BathroomBasement6'11'' x 8'8''
BedroomBasement12'10'' x 15'6''
Recreation roomBasement16'11'' x 26'7''
3pc BathroomMain level8'1'' x 9'11''
OfficeMain level11'5'' x 12'10''
Primary BedroomMain level19'8'' x 13'3''
Living roomMain level12'8'' x 13'3''
Dining roomMain level10'7'' x 19'9''
KitchenMain level9'9'' x 21'2''

Listing Information

MLS®
10394322
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 30, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to The Villas — retirement living at its finest in a quiet, park-like setting. Pet-friendly and welcoming, the strata allows 2 dogs, 2 cats, or one of each, so your four-legged companions can feel right at home too. From the moment you enter the complex, you’ll notice the meticulously maintained grounds and the pride of ownership that defines this peaceful community. This beautifully cared-for home offers comfort, functionality, and scenic views in every season. The bright kitchen features generous cupboard space and a cozy eat-in area — the perfect spot to start your day. While doing the dishes, you may even catch the unique sight of paragliders launching from nearby Cooper’s Launch. The spacious living room opens onto a covered upper deck, ideal for morning coffee or year-round relaxation while taking in stunning mountain and valley views. The main floor includes a large primary bedroom, a convenient home office(just add a murphy/sofa bed for the guests) with main-floor laundry, and a full bathroom — allowing for easy single-level living. Downstairs, the fully finished lower level offers an oversized bedroom, an additional full bathroom, sliding glass doors to a covered patio, and a dedicated workshop area perfect for hobbies, projects, or extra storage. Outside, enjoy your own small raised garden bed surrounded by green space that provides privacy and a serene backdrop. Inside, two cozy gas fireplaces add warmth and ambiance, while abundant storage ensures everything has its place. A rare and valuable bonus in this complex is direct access to the garage from inside the home, along with an exterior man door. With low monthly strata fees and a quiet, well-maintained community, this is an exceptional opportunity to enjoy comfortable, carefree retirement living at The Villas. (id:63159)

Values & Trends

This listing

$218/sqft

Building average

No other active listings in this building

Lumby Valley average

$283/sqft

2 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary402 m
Charles Bloom SecondaryK-12894 m
Crossroads Learning CentreSecondary1.0 km
Okanagan Waldorf School(Independent)Elementary5.9 km
Lavington ElementaryElementary9.9 km
B X ElementaryElementary18.3 km
Coldstream ElementaryElementary19.0 km
Hillview ElementaryElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed199 m
  • Oval Park796 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$508.45
Total monthly cost$3,088.59
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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