Property Type: Land / LotOwnership: Freehold

27 ROCKY MOUNTAIN ROAD

Fort Nelson, BC V0C1R0

$40,000

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Property Details

Property & Lot

Lot size
4.25 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$334.68 (2026)

Interior

Fireplace
None

Listing Information

MLS®
R3059595
Listed
October 17, 2025
Time on market
On the market for 318 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Fort Nelson Realty · Data source: CREA DDF.

Description

Country life calls! 4.25 acres of land with RR-1 Rural Residential zoning, ready for you to bring your building plans to life. Just a 12 minute drive from downtown Fort Nelson and all amenities, but with the benefits of a quiet country road and just a few neighbors. This property features the conveniences of municipal water connection and natural gas, as well as electricity, cable, and internet at the the lot line. Take a look, and choose your future. (id:63159)

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 77%

Wind SSE 5 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fort Nelson SecondarySecondary8.3 km
R L Angus ElementaryElementary8.4 km
G W Carlson ElementaryElementary9.0 km
J S Clark ElementaryElementary9.6 km
Chalo School(Independent)K-1214.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Fort Nelson (SD81)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($2,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$32,000.00
Periodic payment — Principal & Interest (monthly)$206.45
Additional monthly expenses (strata, tax, utilities, etc.)$27.89
Total monthly cost$234.34
Interest paid over 5-yr term$9,171.29
Balance at end of term$28,784.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$2,000
Stress test qualifying rate8.09%
Payment you must qualify for$292.21

Cash Needed at Closing

Minimum down payment$2,000
Estimated BC PTT$400
Legal / closing costs (typical estimate)$1,500
Total cash needed$3,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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