Property Type: Land / LotOwnership: Freehold

31 ROCKY MOUNTAIN ROAD

Fort Nelson, BC V0C1R0

$40,000

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Property Details

Property & Lot

Lot size
4.25 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$334.68 (2026)

Interior

Fireplace
None

Listing Information

MLS®
R3059604
Listed
October 17, 2025
Time on market
On the market for 318 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Fort Nelson Realty · Data source: CREA DDF.

Description

Peaceful country property ready for spring construction. Natural gas, municipal water, electricity all ready for you to make connections when you build your dream home here. This property is just 12 minutes from downtown, and less than two minutes from Poplar Hills Golf Course, where you can golf all summer and enjoy a fantastic steak dinner. If you've been thinking about rural living but don't want to sacrifice on convenience, Rocky Mountain Road is the place for you. (id:63159)

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 77%

Wind SSE 5 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fort Nelson SecondarySecondary8.5 km
R L Angus ElementaryElementary8.5 km
G W Carlson ElementaryElementary9.1 km
J S Clark ElementaryElementary9.8 km
Chalo School(Independent)K-1215.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Fort Nelson (SD81)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($2,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$32,000.00
Periodic payment — Principal & Interest (monthly)$206.45
Additional monthly expenses (strata, tax, utilities, etc.)$27.89
Total monthly cost$234.34
Interest paid over 5-yr term$9,171.29
Balance at end of term$28,784.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$2,000
Stress test qualifying rate8.09%
Payment you must qualify for$292.21

Cash Needed at Closing

Minimum down payment$2,000
Estimated BC PTT$400
Legal / closing costs (typical estimate)$1,500
Total cash needed$3,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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