Property Type: Detached HouseOwnership: Freehold

27 VICMOUNT Drive

Kitchener, BC N2M2A2

$640,000

4 bed2 bath4 parking1,998 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
30 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,554.44

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
View
City view
Lot features
Laundry- Coin operated
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Utility roomBasement14'3'' x 3'8''
Recreation roomBasement16'7'' x 18'0''
Laundry roomBasement6'2'' x 18'5''
KitchenBasement13'1'' x 7'6''
DenBasement10'10'' x 10'9''
BedroomBasement8'11'' x 10'9''
4pc BathroomBasement8'11'' x 6'9''
Primary BedroomMain level13'9'' x 10'0''
Living roomMain level16'7'' x 11'9''
KitchenMain level12'11'' x 8'4''
Dining roomMain level8'5'' x 10'6''
BedroomMain level10'4'' x 8'4''
BedroomMain level9'0'' x 10'0''
4pc BathroomMain level7'9'' x 4'11''

Listing Information

MLS®
40831759
Listed
May 21, 2026
Time on market
On the market for 116 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Welcome to this versatile and well-located duplex, perfect for investors or multi-generational living. The upper unit features a bright and spacious layout with three bedrooms, four piece bathroom, a full kitchen, dining room, and comfortable living area, all complemented by a charming front porch—ideal for relaxing and enjoying the neighborhood. The lower level offers a fully self-contained suite with a separate walk-out entrance and side entrance leading to a large backyard that backs onto peaceful green space and scenic walking trails. This unit includes a kitchen, a cozy living room, one bedroom, a den perfect for a home office or additional living space, and a convenient four-piece bathroom. Laundry is located in a separate common area, providing added convenience and accessibility for both units. Situated close to a wide range of amenities, including shopping, schools, parks, and transit, this property combines functionality, location, and opportunity in one complete package. Basement Reno (2018), Painted (2024), Roof (2024), Eaves troughs (2020), windows (2020), Doors (2020), A/C (2020). (id:63159)

Values & Trends

This listing

$320/sqft

Building average

No other active listings in this building

323 - Victoria Hills average

$387/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$512,000.00
Periodic payment — Principal & Interest (monthly)$3,303.25
Additional monthly expenses (strata, tax, utilities, etc.)$396.20
Total monthly cost$3,699.45
Interest paid over 5-yr term$146,740.67
Balance at end of term$460,545.66

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,621.48

Cash Needed at Closing

Minimum down payment$39,000
Estimated BC PTT$10,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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